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Handbook of Digital Finance and Financial Inclusion

Alternative Finance, Financial Inclusion, Impact Investing and Decentralised Consensus Ledger

Volume 1 of The Handbook of Digital Banking and Financial Inclusion: Cryptocurrrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature. Volume 2 of The Handbook of Digital Banking and Financial Inclusion: ChinaTech, Mobile Security, Distributed Ledger, and Blockchain emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles. Written for students and practitioners, it helps lead the way to future possibilities. Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger, and applied cryptography Provides the only advanced methodical summary of these subjects available today

The book not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but also looks at engineering theories and developments that encourage innovation.

Reinventing Customer Engagement

The Next Level of Digital Transformation for Banks and Insurers

Digital transformation is top of the agenda at banks and insurers across the globe. And operational excellence and cost efficiency are the key themes; moving traditional banking and insurance to the digital world: digitalizing processes and optimizing operations. Cost reduction is absolutely necessary; no doubt about that. But many banks and insurers see the digitalization of processes as the end result. All these efforts are really just bringing the basics up to date. What they do is restoring the past; they are not creating the future. The financial services industry is in a new phase. Banks and insurers have to operate much closer to the market. Digital technologies and changing customer behavior are changing the fundamentals of the industry; too fundamental to be solved by cost focus alone. In Reinventing Customer Engagement bestselling authors Roger Peverelli and Reggy de Feniks introduce a practical set of guiding principles to help bankers and insurers make the next leap and close the gap between 'digital transformation to restore the past' and 'digital transformation to create a future': * How can financial institutions deploy technology to not only reduce costs and solve basic frictions, but simultaneously to lift customer engagement to a dramatically higher level? * What engagement strategies fit best with new customer behaviour? * What new forms of customer engagement are made possible by new technologies? * How can banks and insurers use new engagement strategies to open new revenue streams and create a next level of business models? The next level of digital transformation is about reinventing customer engagement to create more and new value for customers as well as for financial institutions. With more than 200 best practices Reinventing Customer Engagement will spark loads of new ideas. A must read for anyone working in the financial sector.

In Reinventing Customer Engagement bestselling authors Roger Peverelli and Reggy de Feniks introduce a practical set of guiding principles to help bankers and insurers make the next leap and close the gap between 'digital transformation to ...

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2

ChinaTech, Mobile Security, and Distributed Ledger

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles. Written for students and practitioners, it helps lead the way to future possibilities. Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography Provides the only advanced methodical summary of these subjects available today

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance.

The Digital Banking Revolution

How financial technology companies are rapidly transforming the traditional retail banking industry through disruptive innovation.

Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous.

Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for ...

Transnational Citizenship and Migration

Trans-national America / Randolph Bourne -- Is multinational citizenship possible? / Raymond Aaron -- Citizenship and national identity : some reflections on the future of Europe / Jürgen Habermas -- Transnationalism : a new analytic framework for understanding migration / Nina Glick Schiller, Linda Basch and Cristina Blanc-Szanton -- Citizens, residents, and aliens in a changing world : political membership in the -- Global era / Seyla Benhabib -- Denationalizing citizenship / Linda Bosniak -- How immigration is changing citizenship : a comparative view / Christian Joppke -- Transnationalization in international migration : implications for the study of -- Citizenship and culture / Thomas Faist -- The poverty of postnationalism : citizenship, immigration, and the new Europe / Randall Hansen -- Should expatriates vote? / Claudio López-Guerra -- The legitimacy of the people / Sofia Näsström -- Transnational citizenship and the democratic state : modes of membership and -- Voting rights / David Owen -- Morphing the demos into the right shape : normative principles for enfranchising resident aliens and expatriate citizens / Rainer Bauböck -- The study of transnationalism : pitfalls and promise of an emergent research field / Alejandro Portes, Luis E. Guarnizo and Patricia Landolt -- Transnational migration : taking stock and future directions / Peggy Levitt -- Transnationalism in question / Roger Waldinger and David Fitzgerald -- Dual citizenship as a human right / Peter J. Spiro -- Fuzzing citizenship, nationalising political space : a framework for interpreting -- The Hungarian "status law" as a new form of kin-state policy in Central and Eastern Europe / Brigid Fowler -- Transborder membership politics in Germany and Korea / Rogers Brubaker and Jaeeun Kim

This collection of mostly classic and some less well-known essays focuses on the historical question whether transnational citizenship is a genuinely new phenomenon and the normative question how it can be reconciled with principles of ...

Corporate Citizenship

Corporate citizenship is a prominent international issue as contemporary corporations are no longer expected to perform financially, but are also expected to have an ethical relationship of responsibility between the corporate itself and the society in which it operates and performs it business activities. Provides an up-to-date theoretical content pertaining to corporate citizenship, providing local and global examples and case studies.

Corporate citizenship is a prominent international issue as contemporary corporations are no longer expected to perform financially, but are also expected to have an ethical relationship of responsibility between the corporate itself and ...

Business plan for a chocolate factory in Latvia

Research Paper (undergraduate) from the year 2017 in the subject Business economics - Company formation, Business Plans, grade: N/N, , language: English, abstract: This paper represents a business plan and feasibility study for a chocolate factory outside Riga/Latvia. In its first section the paper depicts product line, organizational principles, supply chain strategies, and marketing strategy. In its second section it bases the enterprise on analysis of market and business environment in Latvia. It can be shown that the project falls in line with both economical developments and national and EU policies favoring foreign investment. The paper assumes a fictional but realistic mother firm in the UK to expand to the national market of Latvia in this way. The business plan comprises a description of products, a marketing strategy, a depiction of organization, basic corporate strategies and envisaged supply network, and a schedule for implementation. The feasibility study provides market and conditions analysis and financial rationale.

Research Paper (undergraduate) from the year 2017 in the subject Business economics - Company formation, Business Plans, grade: N/N, , language: English, abstract: This paper represents a business plan and feasibility study for a chocolate ...

Realising Innovative Partnerships in Educational Research

Theories and Methodologies for Collaboration

Realising Innovative Partnerships in Educational Research examines the underlying principles and actions that support the development of and engagement in partnerships in educational research. With social justice at its core, the work in this book represents various architectures of innovation, whereby new ways of thinking about partnership research are proposed and practices of teaching and learning are reconciled (or not) with existing education contexts and practices. With contributions from educational researchers and practitioners from New Zealand, and international commentaries provided by established scholars in the field, the book draws together key experiences and insights from students, teachers, community members and researchers in tertiary, community, school, and early childhood settings. The research in this book seeks to address a gap in our understanding, extending knowledge beyond simply the benefits of partnership work, to examine how successful partnerships can be initiated, enacted, and sustained over time. This book invites reflection on the following provocations: Why engage in partnerships for educational research? How has this happened in the past and what needs to happen for the future? What is unique about the New Zealand context and what might researchers in other countries learn from our collaborative and culturally responsive research methodologies? What could be some of the underlying principles that support the development of and engagement in collaborative research? How do we evaluate the effectiveness of research partnerships in education to shift the focus to the future?

They relied on the agentic explorations of students working together to co-construct the new kinds of knowledge needed for innovation and creative solutions into the future. We suggest that in our current digital era, ...

Handbook of Research on Educational Design and Cloud Computing in Modern Classroom Settings

In the digital age, the integration of technology has become a ubiquitous aspect of modern society. These advancements have significantly enhanced the field of education, allowing students to receive a better learning experience. The Handbook of Research on Educational Design and Cloud Computing in Modern Classroom Settings is a pivotal reference source for the latest research findings on the strategic role of cloud computing in education, teaching, and the learning process. Featuring extensive coverage on relevant areas such as personal learning environment, cloud-based learning, and educational models, this publication is an ideal resource for educators, professionals, school administrators, researchers, and practitioners in the field of education.

The above research focuses on the importance of teachers as digital leaders and the proficiency and fluency with technology they need to curate a creative, innovative and interconnected digital world for their learners.