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Islamic Republic of Pakistan

Punjab Public Financial Management and Accountability Assessment

The Country Financial Accountability Assessment - Pakistan (December 2003) concluded that there were substantial opportunities for consolidating current reforms throughout Pakistan, and for introducing additional reforms to further strengthen public financial accountability, which would require sustained policy level commitment at national, and provincial levels. This provincial Public Financial Management (PFM) and Accountability Assessment follow this theme of continuing reform. The PFM Performance Measurement Framework provides for a four-grade rating mechanism for measuring the attributes of PFM in a government against the benchmarks provided therein. It provides a useful mechanism for charting a path towards demonstrable improved PFM. The study notes that the reforms already underway are developing a strong trajectory for PFM improvement, and this report sets out the continuing concerns, challenges, and proposals for further reforms and development, while setting the issues for further negotiation, although most issues are within the capacity of the Punjab Provincial authorities. Areas for urgent additional reform are in the budget execution, accounting and audit areas, and specific areas for priority attention suggest the improvement of arrears information on expenditures and revenues; of frequent monitoring of fiscal risks arising from State-Owned Enterprises (SOEs), including contingent liabilities and government guarantees; improvement of procurement processes, through the implementation of the proposed new procurement law; improvements in services delivery and budget execution, through reductions in procedural delays, and increases in community knowledge of budget information; and, the introduction of an adequate system of internal auditing, based on standards promulgated by the Institute of Internal Auditors.

The Country Financial Accountability Assessment - Pakistan (December 2003) concluded that there were substantial opportunities for consolidating current reforms throughout Pakistan, and for introducing additional reforms to further ...

Risk Analysis for Islamic Banks

Islamic finance is emerging as a rapidly growing part of the financial sector in the Islamic world and is not restricted to Islamic countries, but is spreading wherever there is a sizable Muslim community. According to some estimates, more than 250 financial institutions in over 45 countries practice some form of Islamic finance, and the industry has been growing at a rate of more than 15 percent annually for the past several years. The market's current annual turnover is estimated to be $70 billion, compared with a mere $5 billion in 1985, and is projected to hit the $100 billion mark by the turn of the century. Since the emergence of Islamic banks in the early 1970s, considerable research has been conducted, mainly focusing on the viability, design and operations of a deposit-accepting financial institution, which operates primarily on the basis of profit and loss partnerships rather than interest. This publication provides a comprehensive overview of topics related to the assessment, analysis, and management of various types of risks in the field of Islamic banking. It is an attempt to provide a high-level framework (aimed at non-specialist executives) attuned to the current realities of changing economies and Islamic financial markets. This approach emphasizes the accountability of key players in the corporate governance process in relation to the management of different dimensions of Islamic financial risk.

Islamic finance is emerging as a rapidly growing part of the financial sector in the Islamic world and is not restricted to Islamic countries, but is spreading wherever there is a sizable Muslim community.

The Stability of Islamic Finance

Creating a Resilient Financial Environment for a Secure Future

The Stability of Islamic Finance main focus is on the question of the sources of financial instability which seems inherent in the conventional system. As a core component of this focus, the book will consider episodes of turbulence and instability in a historical context recalling the occurrence of such events from mid-19th century to the present. It will present various theoretical explanations along with solutions and alternative financial systems that avoid instability provided by various scholars dating back to mid-19th century to present. The book then will present and discuss the architecture of an Islamic financial system and show that at its core, this system shares many characteristics of an stable financial system proposed by Western scholars throughout history to avoid the inherent instability of the present dominant system. Particular emphasis will be placed on the present financial crisis and its causes as well the financial crisis of the 1997 in Southeast Asia, Russia, and Latin America relating these episodes to the fundamental features of the dominant system. The debt crisis of the low income countries will also be part of this discussion. It will then argue that these crises could be mitigated under an Islamic system or any other system with similar architecture.

It will then argue that these crises could be mitigated under an Islamic system or any other system with similar architecture. This new book by a group of four Western-trained Islamic economists is greatly welcomed.

Monetary Operations and Islamic Banking in the GCC

Challenges and Options

The assessment provides evidence of market segmentation across Islamic and conventional banks in the Gulf Cooperation Council (GCC), leading to excess liquidity, and an uneven playing field for Islamic banks that might affect their growth. Liquidiy management has been a long-standing concern in the global Islamic finance industry as there is a general lack of Shari’ah compliant instruments than can serve as high-quality short-term liquid assets. The degree of segmentation and bank behavior varies across countries depending on Shari’ah permissibility and the availability of Shari’ah-compliant instruments. A partial response would be to support efforts to build Islamic liquid interbank and money markets, which are crucial for monetary policy transmission through the Islamic financial system.This can be achieved, to a large extent, by deepening Islamic government securities and developing Shari’ah-compliant money market instruments.

The assessment provides evidence of market segmentation across Islamic and conventional banks in the Gulf Cooperation Council (GCC), leading to excess liquidity, and an uneven playing field for Islamic banks that might affect their growth.

Islamic Financial Management

The Encyclopaedic Dictionary Of Marathi Literature Has Been Developed With A Specific Planning To Include Not Only Men Of Letters But Also All Aspects Characterising The Growth Of Marathi Literature. It Also Presents A Clear Picture Of Development Of Marathi Literature From Early Period To The Present Day. The Contributions Of Many Poets, Writers, Playwriters, Essayist And Critics Are Given Along With Their Biographical Accounts Supported By Bibliography. It Has Successfully Converted A Long Journey Of Marathi Since Saint Dnyaneshwar To Today S New Little Magazine Movement .The Encyclopaedic Dictionary Serves The Purpose Of Research And Survey Of Marathi Literature Very Well, Bringing In Full Contributions Of Progressive Poets And Writers. It Is Bound To Be Gita For Researchers As Well As Every Common Marathi Individual As It Has Rich Reference Value.

The Encyclopaedic Dictionary Of Marathi Literature Has Been Developed With A Specific Planning To Include Not Only Men Of Letters But Also All Aspects Characterising The Growth Of Marathi Literature.

The Islamic Republic of Iran

Report on Public Financial Management, Procurement, and Expenditure Systems in Iran

This review aims to describe, and to the extent possible, analyze public expenditure management systems in Iran, including those involved in budget formulation and execution, financial management, procurement, and oversight (but not the management of the civil service). As such, it contains elements of a Public Expenditure Review, a Country Financial Accountability Assessment, and a Country Procurement Assessment Report. The report stops short of recommending additional or different reforms or action programs, pending further collaborative work within the agreed multiyear program. This report presents a baseline of understanding, bolstered by selected analytical and comparative diagnoses, on which the Bank can begin to tailor its work with Iran in the area of public financial management. The main chapters of the report thus summarize the size, structure, and functioning of the Iranian budget system, covering public spending performance, resource allocation, and expenditure execution. The final chapter contains a framework for assessing public financial risk in Iran, which summarizes the salient risk characteristics of the Iranian system and efforts to attenuate them. This framework could provide an agenda for future discussions on follow-up work.

This review aims to describe, and to the extent possible, analyze public expenditure management systems in Iran, including those involved in budget formulation and execution, financial management, procurement, and oversight (but not the ...

Perilaku Organisasi

Kehadiran Buku Perilaku Organisasi ini disusun oleh para akademisi dan praktisi dalam bentuk buku kolaborasi. Walaupun masih jauh dari kesempurnaan, tetapi kami mengharapkan buku ini dapat menjadi referensi atau bahan bacaan dalam menambah khasanah keilmuan khususnya mengenai ilmu perilaku organisasi. Sistematika penulisan buku ini diuraikan dalam tiga belas bab yang memuat tentang Konsep Dasar Perilaku Organisasi, Teori Organisasi, Sistem Organisasi, Kepemimpinan, Motivasi, Komunikasi, Politik dalam Organisasi, Pengambilan Keputusan, Manajemen Konflik, Manajemen Stress, Nilai, Sikap dan Kepuasan Kerja, Perilaku Individu & Kelompok, serta bab terakhir yaitu mengenai Pengembangan Organisasi.

Kehadiran Buku Perilaku Organisasi ini disusun oleh para akademisi dan praktisi dalam bentuk buku kolaborasi.

Perilaku Organisasi (Dari Konsep, Teori Menuju Aplikasi)

Buku ini menyajikan pengetahuan mengenai perilaku organisasi dalam ilmu manajemen, baik konsep, teori maupun penerapannya dalam kehidupan organisasi. Buku ini diharapkan dapat memberi tambahan ilmu dan pengetahuan kepada pembaca khususnya yang berkaitan dengan konsep perilaku organisasi. Sistematika penyusunan buku dalam bentuk book chapter ini terdiri atas tiga belas bab, dan diberi judul Perilaku Organisasi (Dari Konsep, Teori Menuju Aplikasi).

Sistematika penyusunan buku dalam bentuk book chapter ini terdiri atas tiga belas bab, dan diberi judul Perilaku Organisasi (Dari Konsep, Teori Menuju Aplikasi).

Pengantar Perilaku Organisasi

Sebuah studi singkat tentang dasar-dasar organisasi, perilaku organisasi, manajemen dan kepemimpinan dikembangkan dalam subbagian analisis. Beragam tinjauan berdasarkan pendekatan atau model teoretis berlimpah: karya klasik, hubungan manusia, dan sumber daya manusia yang berkembang pesat saat ini. Aspek-aspek yang dibahas dalam setiap pembahasan dapat menjadi referensi komprehensif untuk studi perilaku organisasi, manajemen, dan kepemimpinan dalam pengaturan organisasi. Selain menjadi referensi diskusi akademis tentang penelitian manajemen di organisasi bisnis dan nirlaba, pembahasan setiap klaim juga dapat digunakan untuk kepentingan umum, praktisi dan organisasi yang lebih banyak terlibat dalam kegiatan manajemen, terutama untuk mengenali aspek dinamis dari manajemen dan kepemimpinan.

Sebuah studi singkat tentang dasar-dasar organisasi, perilaku organisasi, manajemen dan kepemimpinan dikembangkan dalam subbagian analisis.

PERILAKU ORGANISASI (ORGANIZATIONAL BEHAVIOUR)

Pada dasarnya, perilaku organisasi merupakan suatu bidang studi yang di dalamnya mempelajari tentang bagaimana seseorang ataupun individu bisa bergerak dan berperilaku sesuai dengan organisasi, Termasuk di dalamnya mempelajari bagaimana mereka bisa berinteraksi satu sama lainnya dan bagaimana mereka bisa bekerja dalam suatu struktur organisasi untuk bisa menyelesaikan pekerjaan dan juga interaksi tersebut dengan lingkungan yang berada di luar organisasi. Salah satu tujuan utama dilakukannya studi perilaku organisasi diantaranya agar bisa merevitalisasi teori organisasi dan juga mengembangkan konseptualisasi kehidupan organisasi yang lebih baik. Sebagai bidang daripada multidisiplin, perilaku organisasi ini sudah dipengaruhi dengan perkembangan pada sejumlah disiplin ilmu, termasuk di dalamnya psikologi, sosiologi, ekonomi, teknik dan juga pengalaman dari para praktisi itu sendiri. Studi tentang perilaku organisasi ini memiliki peranan yang penting untuk dipahami, memprediksi, serta mengandalkan perilaku setiap SDM dalam suatu organisasi, sehingga organisasi tersebut bisa berjalan secara efektif. Berdasarkan hal tersebut maka, buku ini menyajikan segala yang dibutuhkan oleh para pengelola perusahaan dalam menjalankan roda perputaran perusahaan agar dapat menciptakan kualitas dan kuantitas perusahaan yang baik. Oleh sebab itu buku ini hadir kehadapan sidang pembaca sebagai bagian dari upaya diskusi sekaligus dalam rangka melengkapi khazanah keilmuan dibidang perilaku organisasi, sehingga buku ini sangat cocok untuk dijadikan bahan acuan bagi kalangan intelektual dilingkungan perguruan tinggi ataupun praktisi yang berkecimpung langsung dibidang perilaku organisasi.

... Organizational behavior in health care. Jones & Bartlett Learning. Champoux, J. E. (2020). Organizational behavior: Integrating individuals, groups, and organizations. Routledge. Furqon, C. (2015). Budaya Organisasi. Griffin, R. W. ...