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Empirical Investigation of Internet Banking Usage in Turkey

This study is one of the rare empirical studies in Turkey and even in the world which offers its own research model to investigate factors that encourage and accelerate internet banking usage. It makes a contribution to the field by grouping the existing research factors in the current literature and categorizing the factors which convey same meanings.Expert group analysis is another point which differentiates the study from similar researches.The analysis was conducted for grouping current research factors in the literature and determining the research factors of this study.To the best of our knowledge, this study examines the direct effects of alliance services and customization/personalization on internet banking usage for the first time.Therefore, this study can be used as a guideline for both researchers and practitioners.It presents state of the art and the concerns of internet banking users.Therefore, researchers can benefit from it to become familiar with the field and extend the study by adding new research factors to the model.Moreover, it can be utilized by practitioners to develop and implement successful internet banking systems which will be accepted and used the mo

This study is one of the rare empirical studies in Turkey and even in the world which offers its own research model to investigate factors that encourage and accelerate internet banking usage.

Key Factors that Determine Adoption of Internet Banking in Ethiopia

Internet Banking

Banking around the clock is no longer a remote possibility. But the banks don't have to keep their branches open 24 hours a day to provide this service. This is one of the biggest advantages of Internet banking. Advances in electronic banking technology have created new ways of handling banking transactions, especially via the online banking channel. In Ethiopia, internet banking is still in its early stages and it is not utilized as a considerable savings tool in operating costs for banks and in improving customer relationships. The intent of this book is to identify the factors affecting the adoption of Internet banking by customers in Ethiopia.

The intent of this book is to identify the factors affecting the adoption of Internet banking by customers in Ethiopia.

ATM Usage: A Stakeholder Analysis

The Egyptian Context

This study explores social and technical aspects of ATM systems in Egypt. A pragmatic research approach using mixed methods with a range of stakeholders was employed. Soft Systems Methodology was used to develop conceptual models. A questionnaire was devised to survey ATM users and collected data was statistically analysed. Semi-structured attributes allowed a more probing study of decision makers in the Egyptian banks and of ATM suppliers. When results were brought together, differences between customers and bank managers were discovered. ATM suppliers emerged as an additional stakeholder with an influential role. In response to the findings, two versions of the conceptual model were drawn, a reduced one reflecting the actual situation, and an expanded one that envisages a situation in which the views of the main stakeholders are taken fully into account. The reduced model emphasises the role of bank managers, recognises the role of ATM suppliers, and reduces the roles of customers and bank staff. The expanded model retains the bank managers' perspective as dominant but adds activities that enable that perspective to be tempered by the views of customers and bank staff.

This study explores social and technical aspects of ATM systems in Egypt.

Communicative Grammar Teaching

The Effects of Communicative Grammar Teaching on Students' Achievements of Grammatical Knowledge and Oral Production

So far the students of Le Hong Phong Junior High School, Phan Rang City, Ninh Thuan province have been taught grammar with GTM (Grammar-Translation Method), which just prepares learners for conventional grammar-paper tests. Therefore, despite their considerable knowledge of grammar, the students fail to use the language they have learnt to communicate in real-life situations. Stimulated by this reality, the current study was carried out to investigate the effects of communicative grammar teaching on students' achievement of knowledge of grammar and oral communication. The results of the current study have showed that after the treatment of communicative grammar teaching, the students' achievement was proved to be significant in terms of knowledge of grammar and oral communication. In addition, communicative grammar teaching got positive attitudes from the students. Accordingly, the two major conclusions could be withdrawn from the findings that communicative grammar teaching was effective in (1) improving students' knowledge of grammar and oral production, and (2) enhancing their interest in grammar lessons.

In addition, communicative grammar teaching got positive attitudes from the students.

Communicative Grammar for Academic Writing

This study was an attempt to investigate the effect of communicative grammar on the grammatical accuracy of students' academic writing. Hence, the effect was examined through the pre-test and the post-test. The results of the pre-test showed that there was no significant difference in the grammar accuracy of the students' writing between the control and experimental groups prior to the experiment. The results of the post-test in all cases showed that there was a significant difference between the control and experimental groups in grammar accuracy in students' writing abilities (P>0.05). The data obtained from the students' questionnaire also indicated that students in the experimental group had a positive attitude towards communicative grammar in the context of writing. The results of the student and teacher interviews and classroom observations further substantiated this finding. On the basis of the findings of the study, it was concluded that communicative grammar in the context of writing could have a great value in improving students' grammatical accuracy in their writing.

This study was an attempt to investigate the effect of communicative grammar on the grammatical accuracy of students' academic writing.

Communicative Grammar Teaching

The main objective of the study is to assess the communicative grammar teaching methods used by teachers in relation to the theory of communicative language teaching. Yirga Cheffe, Dilla, Cheleleketu and Gedeb Preparatory schools were selected as a study area. To select the subjects from students, systematic sampling technique was used. As to the teachers, all teachers who taught English in grade 11 were included in the study. The result of the study indicated that the teachers were teaching grammar deductively to explain the rules in the form of summary. The data also showed that the teachers were not frequently incorporating different grammar teaching techniques to contextualize the grammar lessons. In these schools, the de-contextualized and isolated nature of the tasks and lack of skill in some teachers were found to be the major hindering factors in implementing communicative grammar teaching. As a result, based on the result of the study, it is concluded that the teachers teach grammar explicitly. Finally, some recommendations were forwarded based on the main findings of the study.

The main objective of the study is to assess the communicative grammar teaching methods used by teachers in relation to the theory of communicative language teaching.

Impact of E-Banking on Commercial Banks' Performance

This book examines impact of e-banking on the performance of banks operating to maximize profit. It covers adoption, acceptance and risks of adopting internet banking. The books also covers e-banking profit maximization theory developed by the author through empirical research on Nigerian Commercial Banks, using empirical data obtained for 12 years. Cost and revenue implications of adopting e-banking is addressed in this book.

This book examines impact of e-banking on the performance of banks operating to maximize profit.

E-Banking

Positive and Negative Aspects

Internet technology is rapidly changed, so in banking industry the use of computers in carrying out various day to day activities has been increased. The research focuses on the impact of e-banking or on line banking on the customers or bankers. The usage of this technology is to provide the various facilities to the customers like to reduce the cost, work efficiency, less time consuming, anytime usage etc. It also provides the facilities to the bankers also like to reduce the work burden, time saving, a large number of collection of data, less cost etc. But there are some challenges also as those customers who are illiterate, they can't the use of e-banking and some hackers generate the virus & stolen the pin numbers and misused the cards & cites. Thus total and proper knowledge of use of technology and carefully uses are necessary.

It also provides the facilities to the bankers also like to reduce the work burden, time saving, a large number of collection of data, less cost etc.

E-Banking in India-Progress and Prospects

Banking is the lifeline of an economy. The present and future of any country depends upon the success and development of banking. The objective can't be achieved with the traditional banking as now is the age of technology. Indian banking industry, today, is in the midst of an IT revolution. The competition among the banks has led to the increasing total banking automation in the Indian banking industry.This book presents an overview of E-Banking in India through a comparative study of public sector banks, private sector banks and foreign banks. It analysis the progress of E-Banking in the country by emphasizing on four major components i.e. ATM, Credit cards, Mobile Banking and Internet Banking. These components of E-Banking are studied individually to know the customer satisfaction and the problems associated with each. Book also highlights the various E-banking services provided by these banks and also the prospects and problems associated with E-Banking. Risk management strategies used by these banks have also been studied

The competition among the banks has led to the increasing total banking automation in the Indian banking industry.This book presents an overview of E-Banking in India through a comparative study of public sector banks, private sector banks ...

E-Banking Services

This study is prepared to find the computer based banking services that currently several banks are providing to their customers. This book contains the introduction part; Background of the report, Origin of the Report, purpose, objective and scope of the report is given. Then the Methodology and some limitations are given. Online banking and its history, features, Security, Attacks, Counter measures have been discussed. Then discuss about the Automated Teller Machine (ATM). In this part discussed about its history, Location, financial networks, global use, hardware, software, security, alternative uses, reliability and fraud. Typical push & pull services offered under SMS banking, qualities of SMS banking, technologies employed for SMS banking, in the next part have a short description about Mobile banking. In this portion there is a mobile banking conceptual model, services offered under mobile banking challenges for mobile banking, security, reliability, Personalization. Then there is information about Electronics Funds Transfer (EFT), EFT POS, and Card based EFT, Transaction types, Authorization, Single message Authorization, Authentication.

This book contains the introduction part; Background of the report, Origin of the Report, purpose, objective and scope of the report is given. Then the Methodology and some limitations are given.