Sebanyak 823 item atau buku ditemukan

Banking and Financial Markets

How Banks and Financial Technology Are Reshaping Financial Markets

The traditional role of a bank was to transfer funds from savers to investors, engaging in maturity transformation, screening for borrower risk and monitoring for borrower effort in doing so. A typical loan contract was set up along six simple dimensions: the amount, the interest rate, the expected credit risk (determining both the probability of default for the loan and the expected loss given default), the required collateral, the currency, and the lending technology. However, the modern banking industry today has a broad scope, offering a range of sophisticated financial products, a wider geography -- including exposure to countries with various currencies, regulation and monetary policy regimes -- and an increased reliance on financial innovation and technology. These new bank business models have had repercussions on the loan contract. In particular, the main components and risks of a loan contract can now be hedged on the market, by means of interest rate swaps, foreign exchange transactions, credit default swaps and securitization. Securitized loans can often be pledged as collateral, thus facilitating new lending. And the lending technology is evolving from one-to-one meetings between a loan officer and a borrower, at a bank branch, towards potentially disruptive technologies such as peer-to-peer lending, crowd funding or digital wallet services. This book studies the interaction between traditional and modern banking and the economic benefits and costs of this new financial ecosystem, by relying on recent empirical research in banking and finance and exploring the effects of increased financial sophistication on a particular dimension of the loan contract.

This book studies the interaction between traditional and modern banking and the economic benefits and costs of this new financial ecosystem, by relying on recent empirical research in banking and finance and exploring the effects of ...

Development and Public Banks

Development finance institutions (DFIs), also known as public development banks (PDBs) are public financial institutions initiated and steered by governments with explicit official missions to promote public policy objectives, and public development banks (PDBs) are the main category. DFIs are experiencing a renaissance worldwide, but there is limited academic research examining their roles, operations, and effectiveness. This book attempts to fill this gap by bringing together world-renowned scholars who discuss in detail the economics and the social consequences of both development banks and public banks. Combining together, the chapters in this volume discuss topics from sustainability, development impact of financial instruments, a new development financial architecture, and the interaction with existing international rules like the Basel Accord. This book will be of particular interest to students, scholars, and researchers of development finance, global governance, and international political economy. The chapters in this book were originally published in the Review of Political Economy.

The chapters in this book were originally published in the Review of Political Economy.

Legal Ethics, Professional Responsibility, and the Legal Profession

"As the legal profession undergoes structural changes, longstanding principles of ethics still govern the day-to-day lives of practicing lawyers. This new Hornbook on professional responsibility provides both a snapshot of ongoing systemic changes and a thorough examination of the fundamentals of lawyer and judicial ethics. As a multi-dimensional work by scholarly experts in several fields, the Hornbook (1) begins with the changing environment in which legal services are provided in the modern economy; (2) continues with a theoretical grounding of legal ethics in moral philosophy; (3) offers empirical evidence and discussion about professional formation and moral development; (4) provides a comprehensive analysis of the law of lawyer ethics; (5) includes a rich discussion of the modern law of legal malpractice, and (6) concludes with exploration of the rules of judicial ethics."--Publisher website.

As the legal profession undergoes structural changes, longstanding principles of ethics still govern the day-to-day lives of practicing lawyers.

Medical Law and Professional Ethics

Medical Law & Professional Ethics presents the legal and ethical responsibilities associated with careers in the healthcare field. The text describes various medical laws and the legal impact experienced by professionals who are members of this community. Contemporary topics are covered at length, including the ever-important patient-professional relationship. In addition, privacy issues related to the increasingly digital format of healthcare delivery are emphasized. Not all legal and ethical decisions related to healthcare are clear-cut, and some critical decisions are challenging, especially those related to life and death. Medical Law & Professional Ethics presents strategies for making these decisions according to federal, state, and local guidelines. Neither medical law nor professional ethics is static, however. Advancing technologies, including those related to genetics, DNA, and electronic medical records, frequently require new legal and ethical edicts, as well as amended interpretations of existing laws and ethical standards. Medical Law & Professional Ethics provides clear explanations of ongoing dilemmas and includes tips for dealing with constantly changing guidelines. In today's competitive work environment, learning how to interact professionally--and legally--with customers, coworkers, and employers is one sure way to prepare for a healthcare career. No matter your career choice, Medical Law & Professional Ethics will help you jump-start your future.

The text describes various medical laws and the legal impact experienced by professionals who are members of this community. Contemporary topics are covered at length, including the ever-important patient-professional relationship.

Teori Perilaku Konsumen

Buku ini menjelaskan mengenai Konsep Perilaku Konsumen; Konsep Motivasi Konsumen; Riset Konsumen; Persepsi Konsumen; Sikap Konsumen; Komunikasi dan Perilaku Konsumen; Strategi Komunikasi Pemasaran Terpadu; Hubungan Komunikasi Pemasaran Terpadu dengan Perilaku Konsumen; Evaluasi Alternatif sebelum Pembelian; Pemasaran Langsung; Pengaruh Individu sebagai Kelompok Referensi terhadap Perilaku Konsumen; Hubungan Kelas Sosial dengan Perilaku Konsumen; Kepuasan dan Keluhan Konsumen. Diharapkan buku Teori Perilaku Konsumen ini dapat memenuhi sumber referensi bagi mahasiswa atau praktisi yang membutuhkan.

ketika konsumen akan membeli atau sebelum melakukan pembelian terhadap produk furniture, konsumen akan melihat terlebih dahulu bahannya dari apa, tingkat ketahanan jangka panjang, harga, kegunaan, bahkan termasuk juga estetika dari ...

Review of Programs for the Handicapped, 1977

Hearings Before the Subcommittee on the Handicapped of the Committee on Human Resources, United States Senate, Ninety-fifth Congress, First Session ....

Instructional Program Receptionist Secretary Division of Developmental Education Division of Curriculum Development ... Assistant Foreign Language Teacher Education Instructional Assistant Home Economics Foods Teacher Home Economics ...

Review of Programs for the Handicapped, 1977: February 7, 1977

... Division of Instruction ( Principal ) Division of Developmental Education Division of Curriculum Development Media Administrative Secretary Associate Principal , Instructional Program Associate Principal , Curriculum Planning ...

School nutrition education programmes in the Pacific Islands: Scoping review and capacity needs assessment

Final report

The School Nutrition Education Programme (SNEP) is an intervention to educate school students on nutrition and food preparation with the aim of influencing healthy nutrition choice and practice at an age when life time behaviour habits are developing and in the wider community. FAO defines School Food Nutrition Education as consisting of coherent educational strategies and learning activities, with environmental supports, which help schoolchildren and their communities to achieve sustainable improvements in their diets and in food- and lifestyle-related behaviours, perceptions, skills and knowledge; and to build the capacity to change, to adapt to external change and to act as agents of change. This publication is the scopy study and capacity needs assessment and final report for the SNEP project.

For example, limited facilities significantly impact on the ability to teach Home Economics. It is recommended that a SNEP in Tonga supports teaching of the nutrition curriculum through the facilitation of improved facilities.

Review of Vocational Education Programs, 1975

Hearings Before the Subcommittee on Education Of..., 94-1, March 3, 6; April 11; and May 8, 1975

Handicapped Youths Modified Vocational Programs Occupational training programs designed to provide pre - vocational and vocational training opportunities utilizing existing curriculum or curriculum designed specifically for the ...

Review of Vocational Education Programs, 1975

Hearings Before the Subcommittee on Education of the Committee on Labor and Public Welfare, United States Senate, Ninety-fourth Congress, First Session ....

Handicapped Youths Modified Vocational Programs Occupational training programs designed to provide pre - vocational and vocational training opportunities utilizing existing curriculum or curriculum designed specifically for the ...