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Monetary Policy, Islamic Finance, and Islamic Corporate Governance

An International Overview

Monetary Policy, Islamic Finance, and Islamic Corporate Governance: An International overview explores the interrelationships between corporate governance from the perspective of shari’ah, banking industry and monetary policy and is a must-read for students and professionals.

Governing quintuple helix innovation: Urban living labs and socio-ecological entrepreneurship. Technology Innovation Management Review, 6(3), 22–30. Badan Pusat Statistik (BPS). (2015). Produk domestik bruto menurut pengeluaran ...

Financial Innovation and Engineering in Islamic Finance

This book provides two important contributions to existing theories in the financial innovation literature. First, it extends the existing literature of innovation orientation to a completely new field and construct that is based on a religious imperative as a framework within which financial innovation is constrained. It explains how an innovation orientation in IFIs can be directed within religious rules, which indicates that innovation orientation in IFIs is a learning philosophy. Second, the book introduces and examines the plasticity of Shariah as a shared boundary object and its dynamic role in managing tension and conflicting values in the financial innovation process. Furthermore, building on the empirical results, the study illustrates the insights that each theoretical lens affords into practices of collaboration and develops a novel analytical framework for understanding religious orientation towards financial innovation. This practical contribution, of the developed framework, could form the basis for a standardised framework for the Islamic finance industry. The book concludes by noting the policy and managerial implications of its findings and provides directions for further research.

Since the global financial crisis of 2008, interest in the Islamic banking and financial system has sharply increased. After the near collapse of the world financial system and the bankruptcies and government bailouts of several long ...

The Role of Islamic Financial Technology (FinTech) Start-Up in Improving Financial Inclusion in Indonesia Case

Angsur

Nowadays, there is less than 50 % adult population of Indonesia who has access to banking service. This problem is caused by several factors as well as (1) concentrated banking financial services in Java and Bali (2) unequal distribution of infrastructure development in several regions. There are several strategies conducted by the bank to increase financial inclusion in Indonesia in terms of lending. However, most of Bank only accept physical goods as consumer collateral. We need an innovative and novel approach to address this problem. This paper describes analysis and implementation of Islamic Financial Technology (FinTech) Start-up called Angsur. Angsur brings a new innovative product by giving microlending service to undergraduate students who do not have a credit card by buying the product now, paying later. As digitally active users, undergraduate students produce huge amount data on their social media. Angsur uses social media data analysis to determine their credit score based on digital presence. Instead of using interest terms, Angsur adopts murabahah principal by taking profit margin and gives a chance to customers to pay by instalments from 1 until 12 months. In order to redistribute the wealth and decrease social problem, Angsur takes 2.5 % from sales margin for sadaqah which will be distributed to orphan and people who lives in the slum area. Sadaqah is a voluntary charity by giving some money to someone. A questionnaire, interview, and prototype have been developed to test start-up assumption. The test was conducted to see undergraduate students behaviour and product usability. The preliminary research showed that the students are interested in this service because of its simplicity and innovativeness. More than 80 % of users appreciate the presence of the Angsur Student Partners who act as financial literacy agent. Almost 84% early adopters said that they are happy to shop while doing sadaqah. With their innovative characteristic, Islamic FinTech start-up plays an important role in fostering financial inclusion and decreasing social problem in Indonesia by developing a new technology and new business model. Also, the social media data can be used as an option to evaluate borrower profile.

Nowadays, there is less than 50 % adult population of Indonesia who has access to banking service.

Introductory Mathematics and Statistics for Islamic Finance

A unique primer on quantitative methods as applied to Islamicfinance Introductory Mathematics and Statistics for Islamic Finance +Website is a comprehensive guide to quantitative methods,specifically as applied within the realm of Islamic finance. Withapplications based on research, the book provides readers with theworking knowledge of math and statistics required to understandIslamic finance theory and practice. The numerous worked examplesgive students with various backgrounds a uniform set of commontools for studying Islamic finance. The in-depth study of finance requires a strong foundation inquantitative methods. Without a good grasp of math, probability,and statistics, published theoretical and applied works in Islamicfinance remain out of reach. Unlike a typical math text, this bookguides students through only the methods that directly apply toIslamic finance, without wasting time on irrelevant techniques.Each chapter contains a detailed explanation of the topic at hand,followed by an example based on real situations encountered inIslamic finance. Topics include: Algebra and matrices Calculus and differential equations Probability theory Statistics Written by leading experts on the subject, the book serves as auseful primer on the analysis methods and techniques students willencounter in published research, as well as day-to-day operationsin finance. Anyone aspiring to be successful in Islamic financeneeds these skills, and Introductory Mathematics and Statisticsfor Islamic Finance + Website is a clear, concise, and highlyrelevant guide.

... entrepreneurship, technology, weather, taxation, and soon. Fromthe demand andsupply functions we obtain an excess demand function, defined as the difference between demand and supply, If supply exceeds demand, prices drop; ...

Emerging Issues in Islamic Finance Law and Practice in Malaysia

Through a thorough analysis of emerging legal and regulatory issues in Islamic finance law and practice in Malaysia, this exciting new study covers issues such as blockchain technology, anti-money laundering, and FinTech in Islamic finance.

in Computation from the University of Manchester Institute of Science and Technology, United Kingdom, and an MBA from the Business Graduate School, University Putra Malaysia in 1999. He has more than 20 years of experiences in the ...

Positioning Islamic Hotel Tourism

A New Perspective

Several factors contribute to the rapid development of tourism, such as strong economic growth. This result in more disposable income for travel, changing lifestyles and the expansion in transportation industry, which leads to cheaper travel costs and increased demand for tourism products and services is one of the largest and fastest growing economic sectors in the world. The growing demand for products and services comply with Islamic law, or shariah law is obvious and substantial in financial, food and travelling industry. Many scholars have identified religion as a stable factors influencing consumer buying behavior resulting in more demand for religious related product and services. In hospitality industry, scholars have highlighted the growing demand on Islamic Friendly Hotel (IFH) by Muslim tourists causing high commitment in developing such industry. This study found organizational factors including innovation champion, organizational context, and tangible resources and marketing strategy and environmental factors such as demand of Islamic hospitality, government ruling and incentives and competitors strategy were the key drivers to the implementation. These key drivers of implementation provides guidelines for hotels that intend to implement new services, reduced the learning time and promote innovative activities within hotels in Malaysia. Nonetheless, IFH implementation was challenged with high cost to maintain Halal certification, capacity management and international chain hotel status issues. Hotels intend to implement IFH should pay careful attention to the initial consequences such as decreasing non-Muslim customers thus resulting in decrease income at the early stage of introduction. This study has contributed on the development of IFH literature specifically Malaysia by providing popular and unpopular attributes of IFH in Malaysia. Therefore, if Malaysian hotels are to succeed and achieve competitive advantage, being able to address growing Muslim tourists’ needs are essential priorities.

of services and rapid development of technology (particularly information and communication technology) puts pressure ... based on three perspectives: entrepreneurship and innovation, technology-push/demand pull and innovation systems.

Islamic Entrepreneurship

This book discusses the idea that there is a specific Islamic form of entrepreneurship. Based on extensive original research amongst small and medium sized enterprises in Saudi Arabia, it shows how businesses are started and how they grow in the context of an Islamic economy and society. It argues that as specific Islamic approaches to a wide range of economic activities are being formulated and implemented, there is indeed a particular Islamic approach to entrepreneurship. Examining the relationship between Islamic values and entrepreneurial activity, the book considers whether such values can be more effectively used in order to raise the profile of Islamic entrepreneurship, and also to promote alternatives to development in the contemporary business environment. The book analyses the nature of entrepreneurship, and the special qualities of Islamic entrepreneurship, and discusses how the Islamic approach to entrepreneurship can be encouraged and developed further still

Likewise, this study shows that the majority of Saudi entrepreneurs admire Western technological advancements and expertise and they would appreciate the opportunity of being able to contest Western technology, but without compromising ...

Montase dan pembelajaran

montase sebagai pembangun daya fikir dan kreativitas anak usia dini

Pendidikan anak usia dini (PAUD) merupakan upaya srategis untuk menyiapkan generasi bangsa yang kreativ, berjiwa sisial ,berkarakter dan berkualitas dalam rangka memasuki era globalisasi yang penuh dengan berbagai tantangan. Dalam hal ini sukses masa depan hanya dapat diciptakan dengan mempersiapkan generasi sekarang ini, pedidikan anak usia dini merupakan pendidikan yang paling rendah tingkatanya, tetapi boleh jadi memiliki makna yang paling tinggi dari satuan-satuan pendidikan lainya; karena PAUD akan melandasi pendidikan dasar, pendidikan mebengah, dan pendidikan tinggi. Dapat dikatakan bahwa keberhasilan seseorang dalam menempuh pendidikan dasar, menengah dan tinggi sangat dipengaruhi oleh apa yang diperoleh dan di alaminya di PAUD. Dalam konteks inilah buku montase dalam pembelajaran (montase sebagai pengembang daya fikir dan kreativitas anak usia dini ) diterbitkan; untuk dijadikan bahan pemikiran oleh berbagai pihak, dan untuk dijadikan pedoman bagi para pelaku di lapangan, khususnya guru, dan tenaga pendidikan lainya.

Dalam konteks inilah buku montase dalam pembelajaran (montase sebagai pengembang daya fikir dan kreativitas anak usia dini ) diterbitkan; untuk dijadikan bahan pemikiran oleh berbagai pihak, dan untuk dijadikan pedoman bagi para pelaku di ...

Kreativitas Pendampingan Iman Anak Tahun B

Kumpulan bahan-bahan kreativitas pendampingan iman anak dari bulan Januari hingga Desember menurut kalender liturgi Tahun B gereja. Disertai barcode cara pembuatannya via Youtube

Kumpulan bahan-bahan kreativitas pendampingan iman anak dari bulan Januari hingga Desember menurut kalender liturgi Tahun B gereja. Disertai barcode cara pembuatannya via Youtube

Kreativitas Pendampingan Iman Anak Tahun A

Kumpulan bahan-bahan kreativitas pendampingan iman anak dari bulan Januari hingga Desember menurut kalender liturgi Tahun A gereja. Disertai barcode cara pembuatannya via Youtube

Kumpulan bahan-bahan kreativitas pendampingan iman anak dari bulan Januari hingga Desember menurut kalender liturgi Tahun A gereja. Disertai barcode cara pembuatannya via Youtube