Sebanyak 3141 item atau buku ditemukan

International Comparison of Pension Systems

An Investigation from Consumers’ Viewpoint

This book is about retirement income security. This income security is provided by national public pensions, corporate pensions, and individual and reverse mortgages. However, these systems vary greatly from country to country and, in many countries, do not provide sufficient coverage. Ensuring income security in old age is an important issue that must be resolved in the rapidly aging environment of the world. From the perspective of financial consumers, this book cross-sectionally surveys public pensions, corporate pensions, individual pensions and reverse mortgages and compares them among many important nations. This gives many implications from the perspective of designing an overall income security for each individual. In addition, it presents many of the issues needed for these sustainable and comprehensive income security.

This book is about retirement income security. This income security is provided by national public pensions, corporate pensions, and individual and reverse mortgages.

Corporate Governance and Risk Management in Financial Institutions

An International Comparison Between Brazil and Germany

This book presents an overview of corporate governance and risk management, analyzing their interdependence and particularly their relevance in banking. It discusses current trends in corporate governance, such as stakeholder management, financial performance and the cost of equity, compensation schemes, board structures and shareholder activism. Further, it reviews some of the most important regulatory changes introduced since the latest financial crisis and highlights their impact on the annual reports of the banks under analysis. Lastly, the book assesses and compares major banks in Brazil and Germany with special emphasis on the aspects mentioned above, revealing surprising similarities between the banking systems of these otherwise disparate countries.

This book presents an overview of corporate governance and risk management, analyzing their interdependence and particularly their relevance in banking.

Mengelola Bisnis Pembiayaan Bank Syariah (CU Cover Baru)

Perkembangan perbankan syariah di Indonesia telah menjadi tolok ukur keberhasilan pertumbuhan dan eksistensi ekonomi syariah. Dalam beberapa tahun terakhir, bank-bank syariah tumbuh sangat pesat di Indonesia. Bisnis perbankan syariah pada masa yang akan datang akan menghadapi lebih banyak tantangan. Untuk itu, bank syariah perlu menyiapkan pegawainya dalam hal peningkatan kualitas. Salah satu bidang yang sangat berperan dalam bisnis perbankan adalah bisnis pembiayaan syariah sehingga diperlukan tenaga-tenaga bidang pembiayaan yang kompeten dan mampu menghasilkan aktiva produktif yang sehat seperti yang diharapkan. Program sertifikasi kompetensi pembiayaan bank syariah sangat dibutuhkan dalam industri perbankan syariah di Indonesia. Untuk itulah diperlukan pengembangan kompetensi bagi calon-calon pegawai bidang pembiayaan syariah. Buku ini memberikan acuan minimal yang harus dimiliki pengelola pembiayaan bank syariah. Sumber utama isi buku ini adalah berbagai modul atau bahan pelatihan yang dilaksanakan oleh berbagai bank, serta praktik yang ada dalam industri perbankan syariah di Indonesia. Dengan menguasai isi buku ini, calon peserta akan mempunyai kemampuan untuk menjadi pengelola pembiayaan bank syariah.

Perkembangan perbankan syariah di Indonesia telah menjadi tolok ukur keberhasilan pertumbuhan dan eksistensi ekonomi syariah. Dalam beberapa tahun terakhir, bank-bank syariah tumbuh sangat pesat di Indonesia.

Buku Panduan Simpan, Pinjam & Pembiayaan Model MBI Syariah

Buku ini dirancang sebagai buku panduan bagi siapa saja yang ingin mempraktikkan atau mengelaborasikan model BMI syariah. Buku ini menjawab pertanyaan teman-teman dari gerakan atau pegiat koperasi seluruh Indonesia yang studi banding di koperasi kami. Apa yang menjadi kunci kesuksesan dari Kopsyah BMI? Mengapa NPL kami begitu rendah di bawah 1% padahal tanpa agunan? Serta norma dan value apa yang kami unggulkan sehingga menjadikan Kopsyah BMI berbeda? Dan masih banyak pertanyaan lainnya yang muncul atas ketakjuban yang terjadi terhadap apa yang telah Model BMI Syariah hasilkan. Perjalanan panjang Kopsyah BMI telah membuat koperasi ini hebat dan berdiri tegap di dalam berbagai situasi ekonomi. Pengalaman lebih dari 16 tahun berkecimpung di dalam dunia Keuangan Mikro yang melayani ratusan ribu anggota masyarakat ekonomi bawah. Bagaimana BMI hadir dalam perjuangan mereka untuk meningkatkan taraf kehidupan keluarganya. Di sanalah lahir sebuah gagasan dari pengalaman panjang penulis yaitu Model BMI Syariah. Hal yang melatar belakangi Model BMI Syariah yaitu: pertama, adalah keinginan untuk menciptakan norma dan value yang berbeda dari segi pelayanannya baik simpan, pinjam, ataupun pembiayaan. Kedua, memadukan kegiatan ekonomi dan pemberdayaan untuk kemaslahatan dunia dan akhirat. Ketiga, adalah keinginan untuk mewujudkan tujuan koperasi yang sebenarnya, yaitu: mewujudkan kesejahteraan anggota pada khususnya dan masyarakat pada umumnya. Istilah Lima Pilar Pemberdayaan pada Model BMI Syariah mencakup bidang: ekonomi, pendidikan, kesehatan, sosial, dan spiritual. Kegiatan bisnis tidak hanya simpan pinjam dan pembiayaan, tapi dipadukan dengan pemberdayaan sebagai sebuah norma dan value syariah itu sendiri. Tidak ada kesuksesan yang tidak melalui proses. Melalui buku ini Kopsyah BMI dengan segudang prestasinya membongkar kunci suksesnya. Kami mengajak para pelaku Lembaga Keuangan terutama Koperasi untuk sukses bersama-sama dan menciptakan banyak kemaslahatan dan pemerataan bagi anggota dan masyarakat Indonesia. Koperasi Kami Bisa, Anda juga Bisa !!

Memberikan pelayanan prima untuk kemaslahatan anggota melalui Sedakah, Pinjaman, Pembiayaan, Simpanan dan investasi; 3. Memberikan kontribusi nyata dalam ... Mengelola Zakat Infak Sedekah Wakaf (ZISWAF) dengan jujur dan amanah 9.

China's Non-bank Financial Institutions

Trust and Investment Companies

Spanish excerpts from World Bank Technical Paper No. 280 (English), Stock no. 13206.

Spanish excerpts from World Bank Technical Paper No. 280 (English), Stock no. 13206.

The Investor's Dilemma

How Mutual Funds Are Betraying Your Trust And What To Do About It

Based on cutting-edge research by leading corporate critic Louis Lowenstein, The Investor’s Dilemma: How Mutual Funds Are Betraying Your Trust and What to Do About It reveals how highly overpaid fund sponsors really operate and walks you through the conflicts of interest found throughout the industry. Page by page, you’ll discover the real problems within the world of mutual funds and learn how to overcome them through a value-oriented approach to this market.

That's why Louis Lowenstein has written The Investor's Dilemma: How Mutual Funds Are Betraying Your Trust and What to Do About It. Based on fresh, cutting-edge research by a leading corporate critic, this book reveals how highly overpaid ...

Family Trusts

A Guide for Beneficiaries, Trustees, Trust Protectors, and Trust Creators

An insightful and practical guide to family trusts Family Trusts is a step-by-step guide for anyone involved in family trusts: trust creators, trustees, beneficiaries, and advisors. It will help families create and administer a culture that recognizes trusts as a gift of love. Marrying the practical and emotional aspects of family wealth, this book provides a hands-on primer that focuses on fostering positive relationships, and structuring the trust appropriately for the situation and the people involved. It tackles difficult topics with frank and honest discussion, from the first beneficiary meeting to working with addictions, and more. Written by a team of experts in family wealth, this information is becoming increasingly crucial to the successful execution of a trust; you'll learn what type of person makes the best trustee, how to be an excellent beneficiary, and the technical aspects that help you build a better trust from the very beginning. There's been a staggering increase in trustee/beneficiary litigation and hostility, but that doesn't mean it's inevitable. Plenty of trusts are running smoothly, with positive experiences on all sides. This book shows you how to set up your trust to succeed from the start, with step-by-step guidance and expert insight. Express clear and thoughtful intent for the trust Create a healthy and supportive culture Select the right trustee, trust protector, and trust advisor Take the time to prepare before initially meeting the beneficiary Conduct a productive first meeting to set a tone for the relationship Historically, there has been little consideration given to the culture of trusts, and this oversight may be a key driver of the behavior that's becoming more prevalent. Family Trusts explores the nature of these relationships, and shows you how to build a trust that retains the nature and spirit with which it was intended.

Plenty of trusts are running smoothly, with positive experiences on all sides. This book shows you how to set up your trust to succeed from the start, with step-by-step guidance and expert insight.

Hometown Investment Trust Funds

A Stable Way to Supply Risk Capital

This book records the first success stories of a new form of financial intermediation, the hometown investment fund, that has become a national strategy in Japan, partly to meet the need to finance small and medium-sized enterprises (SMEs) after the devastating earthquake and tsunami in March 2011. The hometown investment fund has three main advantages. First, it contributes to financial market stability by lowering information asymmetry. Individual households and firms have direct access to information about the borrowing firms, mainly SMEs, that they lend to. Second, it is a stable source of risk capital. The fund is project driven. Firms and households decide to invest by getting to know the borrowers and their projects. In this way the fund distributes risk but not so that it renders risk intractable, which was the problem with the “originate and distribute” model. Third, it contributes to economic recovery by connecting firms and households with SMEs that are worthy of their support. It also creates employment opportunities, at the SMEs as well as for the pool of retirees from financial institutions who can help assess the projects. Introduction of the hometown investment fund has huge global implications. The world is seeking a method of financial intermediation that minimizes information asymmetry, distributes risk without making it opaque, and contributes to economic recovery. Funds similar to Japan’s hometown investment fund can succeed in all three ways. After all, the majority of the world’s businesses are SMEs. The first chapter explains the theory behind this method, and the following chapters relate success stories from Japan and other parts of Asia. This book should encourage policymakers, economists, lenders, and borrowers, especially in developing countries, to adopt this new form of financial intermediation, thus contributing to global economic stability.

This book records the first success stories of a new form of financial intermediation, the hometown investment fund, that has become a national strategy in Japan, partly to meet the need to finance small and medium-sized enterprises (SMEs) ...

The Split Capital Investment Trust Crisis

Split capital investment trusts (splits) became fashionable in the late 1990s, but the splits boom led to some spectacular collapses as the bear market unfolded. Despite warnings from certain analysts, academics and journalists, over twenty splits have gone bust leaving many private investors seeking redress. A major FSA investigation is continuing. This book, with contributions from specialists intimately involved with the crisis, provides an in-depth and authoritative review of splits, discussing their history, what went wrong, and lessons for the future. The contributors express a wide range of views. The Split Capital Investment Trust Crisis provides an historical background to the crisis describes the underlying reasons for the crisis and the media, regulatory and political response outlines theoretical models for the risk assessment and valuation of shares in splits considers key management issues highlighted by the crisis discusses the main lessons to be learned "Andy Adams, with his impressive team of authors has put together a lucid critique of this highly complex subject. Whose fault - managers, advisers, investors or whoever? The evidence and commentary thereon are here for you to decide. Essential reading for the student of any age." —Lord Remnant, Former Chairman AITC "Andrew Adams has compiled the definitive account of not just the splits crisis, its political impact and the lessons for the future, but also the history of splits and the most up to date ways in which they can be valued. The chapters are written in contrasting styles by experts and are self-contained so that readers will be able to dip in and out of whatever interests them. The book is required reading for all those with an interest in financial markets and what happens when they fail." —Christopher Brown, Head of Investment Companies Research, Cazenove

As this book so rightly concludes, the bottom line has to be to provide full information so that the risks can be properly assessed. I congratulate the authors." —Angela Knight, Chief Executive, APCIMS

Systems Approaches to Management

Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Washakie County is a county located in the U.S. state of Wyoming. As of 2000, the population was 8,289. Its county seat is Worland.Washakie County was organized in 1911 and named after the head chief of the Shoshone people, Chief Washakie, who became an ally of the US Government.

Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online.