Sebanyak 3075 item atau buku ditemukan

Casting Light on Central Bank Digital Currencies

Digitalization is reshaping economic activity, shrinking the role of cash, and spurring new digital forms of money. Central banks have been pondering wheter and how to adapt. One possibility is central bank digital currency (CBDC)-- a widely accessible digital form of fiat money that could be legal tender. This discussion note proposes a conceptual framework to assess the case for CBDC adoption from the perspective of users and central banks. It discusses possible CBDC designs, and explores potential benefits and costs, with a focus on the impact on monetary policy, financial stability, and integrity. This note also surveys research and pilot studies on CBDC by central banks around the world.

37The absence of a lender of last resort has been associated with US banking panics in the pre–Federal Reserve era (Calomiris 2008; Gorton and Tallman 2016). 38For similar reasons, central banks should not impose aggregate limits on ...

SMACing the Bank

How to Use Social Media, Mobility, Analytics and Cloud Technologies to Transform the Business Processes of Banks and the Banking Experience

The formula for the Future of Work is called SMAC - social, mobile, analytics and cloud on one integrated stack where each function enables another to maximize its effect. This is the new enterprise IT model delivering an organization that is more connective, collaborative, real time and productive. This book provides a comprehensive view of how SMAC Technologies are impacting the entire banking "eco-system" as well as the key stakeholders, namely customers, employees and partners.

Based on how digital technologies have been rapidly evolving and are being deployed by the financial enterprises, ... In the pre-digital banking era, (real) customers had to visit (real or physical) bank branches for their money ...

Managing the New Bank Technology

An Executive Blueprint for the Future

Managing the New Bank Technology is a practical action-oriented guide for bank CEOs, executives, business students, and boards. The book is aimed at educating those involved in banking on the key technological issues facing the industry. "Quick reference" guides opening each chapter are a special feature of the book, blueprints that offer bottom line summary suggestions for bank officers and executives. Topics include: Banking as Retailing; The Internet and Financial Services; Strategies for Future Payment Systems; Risk Management Technology; Protecting Technology Investments in an Age of Rapid Change; Negotiating Outsourcing Contracts; Developing an Information System Plan; Organizational Strategies to Manage Technology; Battling Fraud and Security Issues; and Selling Your Bank's Technology Vision.

Promotion of Commerce On-Line in the Digital Era (Pro-Code) Act of 1996, S. 1726, 104th Congress (1996). Although legislation concerning electronic banking has not been under active consideration, various congressional committees have ...

Bank 3.0

Why Banking Is No Longer Somewhere You Go But Something You Do

The first edition of BANK 2.0—#1 on Amazon's bestseller list for banking and finance in the US, UK, Germany, France, and Japan for over 18 months—took the financial world by storm and became synonymous with disruptive customer behaviour, technology shift, and new banking models. In BANK 3.0, Brett King brings the story up to date with the latest trends redefining financial services and payments—from the global scramble for dominance of the mobile wallet and the expectations created by tablet computing to the operationalising of the cloud, the explosion of social media, and the rise of the de-banked consumer, who doesn't need a bank at all. BANK 3.0 shows that the gap between customers and financial services players is rapidly widening, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry. "On the Web and on Mobile, the customer isn't king—he's dictator. Highly impatient, skeptical, cynical. Brett King understands deeply what drives this new hard-nosed customer. Banking professionals would do well to heed his advice." —Gerry McGovern, author of Killer Web Content

Digital. Relationships. The. era. of. customer. engagement. With contributions from Alex Sion, Global Vice-President, Financial Services Centre of Excellence, Sapient, and Geoffrey Bye, Fellow of the UK Chartered Institute of Marketing ...

Bank 4.0

Banking Everywhere, Never at a Bank

Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it’s embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King’s BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we’re not on Wall Street anymore. Bank 4.0 will help you: Understand the historical precedents that flag a fundamental rethinking in banking Discover low-friction, technology experiences that undermine the products we sell today Think through the evolution of identity, value and assets as cash and cards become obsolete Learn how Fintech and tech “disruptors” are using behaviour, psychology and technology to reshape the economics of banking Examine the ways in which blockchain, A.I., augmented reality and other leading-edge tech are the real building blocks of the future of banking systems If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we’ve learned about banking the last 700 years just isn’t useful. When the biggest bank in the world isn’t any of the names you’d expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you’ll have to adapt faster than ever before just to survive. Welcome to the future.

This is Brett, the King of futurism, at his compelling best! Speaking as a banker, you must read Bank 4.0." — Suvo Sakar, Senior EVP and Group Head of Retail Banking and Wealth Management, Emirates NBD

Financial IQ dalam Investasi (HC)

Buku ini akan memberikan wawasan untuk meningkatkan kecerdasan finansial atau Financial IQ kita dalam mengelola keuangan, seperti: • Jenis-jenis aset yang menguntungkan, • Teknik pengelolaan keuangan Secara mendalam, buku ini akan membahas 3 jenis investasi yakni: • Investasi Properti, • Investasi Saham, dan • Investasi Reksa Dana. Selain itu, kita juga akan mempelajari teknik alokasi aset yang harus kita lakukan untuk mencapai kesuksesan finansial. Sehingga lewat ilmu yang diajarkan ini, kita dapat meningkatkan kecerdasan finansial atau Financial IQ kita.

Buku ini akan memberikan wawasan untuk meningkatkan kecerdasan finansial atau Financial IQ kita dalam mengelola keuangan, seperti: • Jenis-jenis aset yang menguntungkan, • Teknik pengelolaan keuangan Secara mendalam, buku ini akan ...

Panduan Singkat dan Praktis Memulai Investasi Reksadana

Reksadana telah menjadi wahana investasi yang menasrik banyak orang selama beberapa tahun terakhir, Berbagai kelebihan yang ditawarkan membuat banyak investor individu tertarik untuk mencoba berinvestasi...

Reksadana telah menjadi wahana investasi yang menasrik banyak orang selama beberapa tahun terakhir, Berbagai kelebihan yang ditawarkan membuat banyak investor individu tertarik untuk mencoba berinvestasi...

Identity, Community, and Learning Lives in the Digital Age

Analyzes recent research on education, identity and community, exploring the ways in which learning can be characterized across 'whole-life' experiences.

Trendsetting learning biographies: Concepts of navigating through late-modern life and learning. ... Charlotte, NC: Information Age Publishing. ... Retrieved January 9, 2012, from http://ec.europa.eu/social/main.jsp?

Rural Development in the Digital Age

Exploring Neo-Productivist EU Rural Policy

Rural Development in the Digital Age explores current theoretical and policy developments in EU rural policy during the 4.0 period. The book offers an analysis of the contradictory and complex drivers and multiple impacts of Period 4.0 policy within the specific territorial context of its implementation. It is commonly agreed within academic and policy circles that the contexts, trends, drivers and impacts which are currently morphing have the potential to determine the nature and boundaries of rural areas in the longer-term. The authors examine inconsistencies in the design and implementation of EU rural development policy driven largely by intensifying neo-productivist pressures. The importance and novelty of the book lie in defining and critically examining the territorial impacts of neo-productivism as an ideology, a practice and a set of policy imperatives during the EU’s 2014-2020 programming period. The authors argue that such a paradigm shift in EU rural policy may reduce its effectiveness and ability to meet its goals of balanced territorial development and cohesion. This book will be of interest to advanced students, researchers and policymakers in rural policy, regional studies, economic geography and EU policy.

Funded by the 7th Framework Programme for Research and Technology Development of the European Commission. ... “Key indicators for territorial cohesion and spatial planning: The reform of EU cohesion policy and the new role of spatial ...

Corporate Social Responsibility in the Digital Age

With social and digital media reshaping the way business is conducted, and the number of companies embracing the new social medium, this book revisits CSR practices from a digital perspective. The volume explores the impact and influence of the new 'social' on responsibility and its feasibility, measurability and success in a boundary-less world.

European Commission. (2011). ... Retrieved from http://ec.europa.eu/enterprise/newsroom/cf/_getdocument.cfm?doc_id=7010. ... Concepts and definitions of CSR and corporate sustainability: Between agency and communion.