| 009153 |
Tersedia di Library of UI BBC
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Bisnis kredit merupakan kegiatan utama bank. Bisnis ini memberikan keuntungan sekaligus risiko yang besar karena dapat berpengaruh pada kesehatan dan kelangsungan usaha. Sebagai lembaga intermediasi, sebagian besar dana bank berdasarkan dana masyarakat, dengan demikian pemberian kredit perbankan dibatasi ketentuan Undang-Undang dan ketentuan Bank Indonesia. Karena ketat dan dinamisnya kondisi lingkungan dan regulasi perbankan, bank perlu mempersiapkan SDM bisnis perkreditan yang handal sekaligus memahami segala aturan main yang berlaku. Buku ini membahas berbagai informasi dari organisasi perkreditan, budaya kredit, produk kredit, risiko perkreditan, proses kredit, penetapan suku bunga kredit, hukum perkreditan, pemasaran sampai pembiayaan syariah. Buku ini juga merupakan modul pembelajaran bagi para peserta yang memersiapkan diri mengikuti sertifikasi bidang kredit tingkat I untuk para credit officer.
| 011833 |
Tersedia di Library of UI BBC
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Sebagai lembaga intermediasi, sebagian besar dana bank berdasarkan dana masyarakat, dengan demikian pemberian kredit perbankan dibatasi ketentuan Undang-Undang dan ketentuan Bank Indonesia.
"O que você pode esperar do Brasil Fintech? Começamos com um livro, pois tudo na vida tem um começo. E nada mais propício do que começar a documentar estes acontecimentos por intermédio de sua história! Nossa primeira obra foi construída com muita dedicação, tempo e paixão. Nossas autoras, um grupo de profissionais extremamente qualificado, escolhidas a dedo, se uniram alinhadas na responsabilidade de equipar novas gerações e despertar interesse no potencial da nossa nação. Nosso projeto vem criando conexões e oportunidades, como a história conectada que vivemos nessa evolução da tecnologia em tudo que nos cerca. E acreditamos que estamos apenas no começo dessa jornada. Oferecemos uma visão consolidada sobre o terreno fértil para diversos públicos, desde potenciais investidores nacionais e internacionais, a incumbentes, bancos digitais, fintechs, órgãos reguladores e desafiadores do atual sistema. O livro foi construído para sedimentar uma base de conhecimento compartilhado de um retrato macroeconômico e social, seguido pelos seus highlights regulatórios que hoje ainda definem e expandem o mandato do mercado financeiro, de pagamentos, varejo e muito mais. Como você pode imaginar, daria para escrever uma grande enciclopédia com a missão de cobrir todos os tópicos. Buscamos então, construir uma obra conectada, ainda que trazendo perspectivas por vezes antagônicas, para retratar o presente em áreas de atuação já avançadas como Banking as a Service, Cross Boarder, Bancos Digitais, e trazer temas de um futuro e suas provocações, que não tão distante, se veem presentes e com grande foco e desenvolvimento
"O que você pode esperar do Brasil Fintech? Começamos com um livro, pois tudo na vida tem um começo. E nada mais propício do que começar a documentar estes acontecimentos por intermédio de sua história!
A reference on basic physical and chemical properties of current building materials, for students, architects, designers, structural engineers, contractors, and specification writers. Following the CSI Masterformat, the guide outlines the relationship between structure, properties, and performance, and details properties of interior and exterior materials such as concrete, polymers, woods, roofing materials, and protective finishes, discussing common problems. Contains key terms and questions, plus bandw photos. Annotation copyright by Book News, Inc., Portland, OR
Following the CSI Masterformat, the guide outlines the relationship between structure, properties, and performance, and details properties of interior and exterior materials such as concrete, polymers, woods, roofing materials, and ...
Americans have adopted a reform agenda for their schools that calls for excellence in teaching and learning. School officials across the nation are hard at work targeting instruction at high levels for all students. Gaps remain, however, between the nation's educational aspirations and student achievement. To address these gaps, policy makers have recently focused on the qualifications of teachers and the preparation of teacher candidates. This book examines the appropriateness and technical quality of teacher licensure tests currently in use, evaluates the merits of using licensure test results to hold states and institutions of higher education accountable for the quality of teacher preparation and licensure, and suggests alternatives for developing and assessing beginning teacher competence. Teaching is a complex activity. Definitions of quality teaching have changed and will continue to change over time as society's values change. This book provides policy makers, teacher testers, and teacher educators with advice on how to use current tests to assess teacher candidates and evaluate teacher preparation, ensuring that America's youth are being taught by the most qualified candidates.
cific standards so as to demonstrate content-specific teaching practices (Connecticut State Department of Education, 1999:4). Scorers are trained to evaluate the portfolios using criteria based on contentfocused professional teaching ...
2.2.6 Special education professionals share equitably the opportunities and benefits ( salary , working ... quality and intra- and inter- professional cooperation through active participation in the planning , policy development ...
Seorang anak tidak langsung bisa bicara saat baru lahir. Tidak ada juga manusia yang langsung bisa mengendarai mobil tanpa terlebih dahulu belajar. Proses belajar membantu manusia menguasai pengetahuan dan keterampilan. Penguasaan pengetahuan dan keterampilan juga perlu dilakukan secara bertahap. Tahapan tersebut disesuaikan dengan tingkat Perkembangan peserta belajar. Oleh sebab itu mengetahui dengan baik karakteristik perkembangan peserta didik sangat penting. Pengetahuan tersebut dapat membantu para fasilitator proses belajar untuk merancang dan menerapkan cara-cara yang tepat untuk mendukung tercapainya keberhasilan hasil belajar yang maksimal. Buku ini ditulis melalui kolaborasi para pendidik di Indonesia dengan pendekatan teoritis dan praktis. Tujuannya untuk menyajikan inovasi dalam proses pendampingan belajar. Pembahasan dimulai dengan ulasan umum mengenai perkembangan peserta didik baik secara fisik, psikis, maupun sosial. Berdasarkan fondasi teori perkembangan peserta didik, pembahasan dilanjutkan dengan cara-cara mengembangkan pembelajaran untuk peserta didik anak, remaja, dan dewasa. Semua topik dan tulisan yang disatukan dalam buku ini menekankan pada pentingnya proses pembelajaran berkelanjutan dan sepanjang hayat. Pembahasan dalam buku ini juga menunjukkan pergeseran paradigma pendampingan pembelajaran yang progresif. Peserta belajar tidak lagi dijadikan sebagai objek. Peserta belajar dapat dilibatkan secara aktif untuk belajar dan mencari cara terbaik untuk belajar secara berkelanjutan sesuai dengan minat dan keterampilan yang dibutuhkannya. Inilah yang menjadi esensi dari proses belajar dan pendampingan belajar di masa-masa penuh tantangan.
Sebagai orang terdekat mereka yakni keluarga harus membangun hubungan komunikasi antarpribadi yang baik, agar anak dapat terbuka diri. Apabila seorang anak dapat membuka dirinya dengan keluarga, baginya keluarga merupakan rujukan yang ...
Is the history of the modern world the history of Europe? Or is it possible to situate the history of modernity as a world historical process apart from its origins? This text challenges adherents of Eurocentrism and multiculturalism to rethink the roles of Europe and Islamic civilization in world history.
In this posthumous collection of essays, Marshall G. S. Hodgson challenges adherents of both Eurocentrism and multiculturalism to rethink the place of Europe in world history.
'It was a humbling experience to read the product of such a remarkable feat of scholarship. It is all at once an exploration in analytic history and a complete text of Islamic finance theory and application. It is also one of the most succinct renditions of the evolution of Islamic finance embedded in a comprehensive account of the particularities of economies as diverse as Malaysia and Turkey. This is a unique contribution to Islamic finance and Islamic economic history. It has been a rewarding learning experience. It is truly a breathtaking effort.' – Abbas Mirakhor, former IMF Executive Director and the recipient of the Islamic Development Bank Prize in Islamic Economics (2003) This illuminating and thought-provoking book questions whether classical Islamic capitalism, which has served Muslims so well for centuries, can provide a viable alternative world economic system. In the current recession – the worst since 1929 – this is surely a provocative question. But if Islamic capitalism is to emerge as a viable alternative, its nature and systems must be well understood. Murat Çizakça explores key issues within Islamic capitalism and finance, shedding light on whether the Islamic system can indeed be called 'capitalist', the principles on which the system was built, the institutions that were consequently developed, how they function and have evolved, and, perhaps, most importantly, whether they can be modernized to meet today's needs. Against the backdrop of rapid change in the Middle East, this book gives a solid background to the economic systems that will emerge in the world of Islam. An essential guide to the past, present and future of Islamic economy and finance, this compelling book will prove to be of particular interest to academics and researchers of economics, finance, economic and financial history and political science.
This is a unique contribution to Islamic finance and Islamic economic history. It has been a rewarding learning experience.
