Sebanyak 19126 item atau buku ditemukan

Digital Financial Inclusion and Regulation

This book explores the various considerations for achieving an effective regulatory strategy to improve financial access and usage in Nigeria and beyond. Gaps in the legal and institutional framework for digital financial services (DFS) as well as the barriers that contribute to financial exclusion are identified as are the policy changes needed to provide more extensive, accessible and sustainable financial inclusion value. In addition, the book covers divergent themes around the use of and insights for regulating industry financial services providers and challenger entities that herald industry disruption. The book adopts three research methods. The doctrinal research method is used to buttress the law and development analysis and the themes around regulation, adoption and usage of financial services. To elucidate the application of financial innovations, comparative case studies are drawn from selected jurisdictions including Kenya, South Africa, Ghana, The Philippines, Brazil, Mexico, Uganda, Pakistan, India, and Bangladesh. Lastly, using the empirical research method, the author reports the burden experienced by the residents of a community without banks in accessing finance. Included in this discussion are the barriers to finance as well as the coping strategies adopted by the community residents to access formal and informal finance.

In addition, the book covers divergent themes around the use of and insights for regulating industry financial services providers and challenger entities that herald industry disruption. The book adopts three research methods.

The Digital Disruption of Financial Services

International Perspectives

This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets. The book demonstrates how ICT can impact trading systems or information systems, which are crucial for financial systems to work effectively. It also shows how individuals can benefit from the adoption of digital technologies for everyday financial (e.g., banking) systems usage. The book provides empirical evidence of how digital technologies revolutionize the banking sector and stock exchange trading system and explores the associations between technology and various aspects of firms' functioning. Furthermore, it raises elements of financial inclusion, ICT-based microfinance service and finance-related gender issues. The principal audience of the book will be scholars and academic professionals from a wide variety of disciplines, particularly in the fields of finance and economics. It will be especially useful for those who are addressing the issues of new technologies and the financial markets, FinTech, financial innovations, stock markets, and the role of technological progress in a broadly defined socio-economic system. It will be a valuable source of knowledge for graduate and postgraduate students in economic and social development, information and technology, worldwide studies, social policy or comparative economics.

This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets.

Big Data and Artificial Intelligence in Digital Finance

Increasing Personalization and Trust in Digital Finance using Big Data and AI

This open access book presents how cutting-edge digital technologies like Big Data, Machine Learning, Artificial Intelligence (AI), and Blockchain are set to disrupt the financial sector. The book illustrates how recent advances in these technologies facilitate banks, FinTech, and financial institutions to collect, process, analyze, and fully leverage the very large amounts of data that are nowadays produced and exchanged in the sector. To this end, the book also describes some more the most popular Big Data, AI and Blockchain applications in the sector, including novel applications in the areas of Know Your Customer (KYC), Personalized Wealth Management and Asset Management, Portfolio Risk Assessment, as well as variety of novel Usage-based Insurance applications based on Internet-of-Things data. Most of the presented applications have been developed, deployed and validated in real-life digital finance settings in the context of the European Commission funded INFINITECH project, which is a flagship innovation initiative for Big Data and AI in digital finance. This book is ideal for researchers and practitioners in Big Data, AI, banking and digital finance.

This open access book presents how cutting-edge digital technologies like Big Data, Machine Learning, Artificial Intelligence (AI), and Blockchain are set to disrupt the financial sector.

Financial Technology: Sistem Keuangan Digital

Industri Financial Technology (Fintech) merupakan salah satu inovasi layanan jasa keuangan yang mulai populer di era digital sekarang ini dan teknologi dengan konsep digitalisasi pembayaran menjadi salah satu sektor dalam industri Fintech yang paling berkembang di Indonesia. Dalam hal ini sektor Fintech paling diharapkan oleh pemerintah dan masyarakat untuk mendorong dan meningkatkan jumlah masyarakat yang memiliki akses untuk dapat menggunakan layanan keuangan Berikut bab yang dibahas pada buku ini: Bab 1 Financial Technology dan Perkembangannya Bab 2 Road Map Financial Technology di Indonesia Bab 3 Peta Persaingan Bisnis Financial Technology di Era Digital Bab 4 Konsep Bisnis Financial Technology Bab 5 Inovasi Digital di Bidang Keuangan Bab 6 Transformasi Digital Perbankan Bab 7 Pelaku-Pelaku Financial Technology Bab 8 Aplikasi Financial Technology Bab 9 Kemitraan Perbankan dan Financial Technology Bab 10 Crypto Currency dan Blockchain Bab 11 Regulasi dan Kebijakan Pemerintah tentang Financial Technology

Dampak Financial Technology Terhadap Kinerja Bank Umum Konvensional di Indonesia. Mimbar Agribisnis 7,450–465. Mardia, M. et al. (2021) Bisnis dan Ekonomi Digital. Yayasan Kita Menulis. Matt, C., Hess, T., & Benlian, A. (2015).

Doing Digital

Lessons from Leaders

Groundbreaking new book from best selling author Chris Skinner based on in-depth interviews with management of 5 top global banks

Groundbreaking new book from best selling author Chris Skinner based on in-depth interviews with management of 5 top global banks

Retail and Digital Banking

Principles and Practice

Endorsed by the Chartered Banker Institute as required reading for its Chartered Banker programme, Retail and Digital Banking looks at the changes that have occurred, including developments in onshore and offshore operations, call centres and the impact of technology and other critical factors in retail and digital banking. This book considers the evolution of retail banking services and the major role that technology has played in providing quality, cost-effective services to consumers. This fascinating text then goes on to offer expert thought leadership on the future of retail banking and what this could mean for existing established banks and disruptive new entrants. Retail and Digital Banking offers readers the opportunity to take a step back and consider the evolution of the sector in which they work and the tremendous level of change that has occurred over time for all operational activity. Retail and Digital Banking provides support for the Personal and Private Banking module assessment and features practical case studies from the banking sector. This essential text brings the journey of modern banking to life and considers what the future holds. Online resources include a glossary, workplace activities, regulation updates and assessment preparation material.

This book considers the evolution of retail banking services and the major role that technology has played in providing quality, cost-effective services to consumers.

Financial Revolution on the Horizon

How digital networking, blockchain and connectivity are creating billions of new customers and a fresh financial market

Excessive costs, cumbersome processes, disincentives and what's more: all manner of isolated, self-serving sector solutions. A financial system with methods and processes from yesteryear shapes our banking. Indeed, our entire life and society—especially the state and administrative bodies—are based on such archaic processes. In addition, billions of people worldwide are excluded from the financial system as they are not even in possession of a bank account. Banks, currencies, payment methods and administrative transactions are, on the whole, not sustainable. They are responding neither to the needs of many customers/citizens, nor to the challenges of the times. Politically and socially, we are drifting about aimlessly, lacking control and efficiency. Financial expert and entrepreneur Yasin Sebastian Qureshi—at age 29 the youngest person ever licensed to run a European bank—describes groundbreaking solutions that have long been in existence: digitalisation and its offspring the Internet, mobile phones and blockchain which are actively determining progressive developments, and whose most radical embodiment so far has been the rise of Bitcoin an other cryptocurrencies. The revolutionary thing about blockchain, however, is not the mere payment process, but the underlying technology, the more efficient processes and, in particular, its decentralised character and interconnectedness. Together with Benjamin Bilski (Forbes "30 under 30"), Qureshi outlines the future of finance and all the relevant administrative processes in business and state, even entire states, on the basis of such blockchains. The authors also dissect the history, meaning and nature of money; it has always been in a state of transformation—but now is in one of complete upheaval. The two also shed light on the social, economic and political consequences of these mutations. But what will happen if everything is organised into blockchains? The answer is certainly not one that should be feared. The new foundations of our daily and working existence are unleashing forces that have so far been pointlessly and inefficiently tied up in technocratic working environments. Following on from, and leaving behind, the Industrial Revolution, a new revolution is now on the rise. Starting in the financial system, it will turn everything there on its head and qucikly expand to other areas. Blockchain is restoring time and its potential to all us—which we can use for other, better and more creative things. Cash, however, is likely to disappear in the medium term—as well as banks, at least as we know them today..

Financial expert and entrepreneur Yasin Sebastian Qureshi—at age 29 the youngest person ever licensed to run a European bank—describes groundbreaking solutions that have long been in existence: digitalisation and its offspring the ...

Institusi Dan Pasar Keuangan

Ekonomi Digital Dan Keuangan Syariah

Buku ekonomi yang berjudul Institusi Dan Pasar Keuangan: Ekonomi Digital Dan Keuangan Syariah merupakan buku karya Tastaftiyan Risfandy, ... [et al.]. Buku ini bermanfaat bagi mahasiswa dan juga masyarakat umum untuk meningkatkan pengetahuan mengenai lembaga keuangan syariah berdasarkan ajaran islam. Buku Institusi Dan Pasar Keuangan: Ekonomi Digital Dan Keuangan Syariah membahas mengenai lembaga keuangan syariah dimana setiap transaksi syariah berdasarkan ajaran islam memiliki momentum di era digital saat ini untuk berkontribusi pada pertumbuhan ekonomi tanpa lepas dari prinsip-prinsip islam yang melekat pada setiap kegiatan ekonomi. Daftar isi buku ini meliputi : - Digitalisasi Ekonomi Syariah - Digitalisasi Bank Syariah - Keuangan Syariah di Tengah Pandemi - Prospek Keuangan Syariah Berbasis Digital Spesifikasi buku ini meliputi : Kategori : Ekonomi Penulis : Tastaftiyan Risfandy, ... [et al.] E-ISBN : 978-623-02-5804-6 Ukuran : 14x20 cm Halaman : 71 hlm Tahun Terbit : 2023 Penerbit Deepublish adalah penerbit buku yang memfokuskan penerbitannya dalam bidang pendidikan, terutama pendidikan tinggi (universitas dan sekolah tinggi).

Buku ekonomi yang berjudul Institusi Dan Pasar Keuangan: Ekonomi Digital Dan Keuangan Syariah merupakan buku karya Tastaftiyan Risfandy, ... [et al.].

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2

ChinaTech, Mobile Security, and Distributed Ledger

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles. Written for students and practitioners, it helps lead the way to future possibilities. Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography Provides the only advanced methodical summary of these subjects available today

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance.

Pengembangan Kurikulum PAI

Pengembangan Kurikulum Pendidikan Agama Islam sebagai mata kuliah wajib di prodi Magister Pendidikan Agama Islam memberikan bekal kepada mahasiswa dalam mengembangkan kurikulum, baik yang sifatnya teoretik maupun praktik. Buku ajar ini merupakan suplemen dari sekian buku referensi yang sudah ada, yang disesuaikan dengan kajian Pendidikan Agama Islam di sekolah maupun di madrasah. Kajian dalam buku ini praktis dan lebih realistis, dengan kajian khusus konsep dan fenomena di sekolah dan madrasah. Mahasiswa diharapkan lebih mudah mempelajarinya sesuai dengan kenyataan yang dihadapi dalam lembaga pendidikan, khususnya di sekolah dan madrasah. Kehadiran buku ajar ini berhubungan langsung dengan mata kuliah yang terdapat di Fakultas Agama Islam, baik pada Strata 1 (S1) maupun Strata 2 (S2), sehingga bab-bab yang dibahas dalam buku ini disesuaikan dengan kajian-kajian yang dipelajari oleh para mahasiswa. Selain itu, gagasan-gagasan teoretis berasal dari beberapa referensi yang telah ada, ditambah pula kajian secara praktis.

Pengembangan Kurikulum Pendidikan Agama Islam sebagai mata kuliah wajib di prodi Magister Pendidikan Agama Islam memberikan bekal kepada mahasiswa dalam mengembangkan kurikulum, baik yang sifatnya teoretik maupun praktik.