"This paper addresses significant gaps in existing knowledge about the Internet banking landscape. Using information drawn from a survey of national bank examiners, we find that while only 20 percent of national banks offered Internet banking in Q3 1999, these transactional Internet banks accounted for almost 90 percent of national banking system assets and 84 percent of the total number of small deposit accounts. All of the largest national banks offered Internet banking, but only about 7 percent of the smallest banks offered it. Among institutions offering Internet banking, large banks are more likely than small banks to offer a broad range of services on the Internet. Matching call report data to the examiner survey information, we also find that banks in all size categories offering Internet banking tend to rely less on interest-yielding activities and deposits than do non-Internet banks, and institutions with Internet banking outperformed non-Internet banks in terms of profitability. Excepted from the superior performance of Internet banks versus non-Internet banks are de novo Internet banks, which were less profitable and less efficient than non-Internet de novos. Projections based on banks' plans as of Q3 1999 indicate that 45 percent of all national banks will be offering Internet banking by the beginning of 2001. While most of the growth in new Internet banking will be due to small banks coming online, almost half of all national banks had no plans to offer Internet banking. Large banks have more aggressive plans to offer business Internet banking services in the future than small institutions"--Office of the Comptroller of the Currency web site.
Photographs are an integral part of our daily lives - from snapshots and tabloid newspapers to art photography in galleries and exhibitions. Edwards combines a sense of the historical development of photography with an insightful analysis of its purpose and meaning within a wider cultural context.
How does a 'national' popular culture form and grow over time in a nation comprised of immigrants? How have immigrants used popular culture in America, and how has it used them? Immigration and American Popular Culture looks at the relationship between American immigrants and the popular culture industry in the twentieth century. Through a series of case studies, Rachel Rubin and Jeffrey Melnick uncover how specific trends in popular culture—such as portrayals of European immigrants as gangsters in 1930s cinema, the zoot suits of the 1940s, the influence of Jamaican Americans on rap in the 1970s, and cyberpunk and Asian American zines in the1990s—have their roots in the complex socio-political nature of immigration in America. Supplemented by a timeline of key events and extensive suggestions for further reading, Immigration and American Popular Culture offers at once a unique history of twentieth century U.S. immigration and an essential introduction to the major approaches to the study of popular culture. Melnick and Rubin go further to demonstrate how completely and complexly the processes of immigration and cultural production have been intertwined, and how we cannot understand one without the other.
How have immigrants used popular culture in America, and how has it used them? Immigration and American Popular Culture looks at the relationship between American immigrants and the popular culture industry in the twentieth century.
Art hacks life when two filmmakers launch a project to cancel more than £1m of high-interest debt from their local community. Bank Job is a white-knuckle ride into the dark heart of our financial system, in which filmmaker and artist duo Hilary Powell and Dan Edelstyn risk their sanity to buy up and abolish debt by printing their own money in a disused bank in Walthamstow, London. Tired of struggling in an economic system that leaves creative people on the fringes, the duo weave a different story, both risky and empowering, of self-education and mutual action. Behind the opaque language and defunct diagrams, they find a system flawed by design but ripe for hacking. This is the inspiring story of how they listen and act upon the widespread desire to change the system to meet the needs of many and not just the few. And for those among us brave enough, they show how we can do this too in our own communities one bank job at a time.
around her, the Geeksweat podcast team, and Riley Ramone regularly popping in to work and organising 'Analogue Tech in the Digital Era'. In the final months we were very happy to be joined by the team from Stories and Supper – a social ...
This annual conference is a global gathering of the world's leading scholars and practitioners. Among the attendees are participants from developing countries, think tanks, NGOs, and international institutions. These papers concern issues such as: Higher Education and International Migration in Asia: Brain Circulation; Interfaces in Higher Education: Two Sector in Sync?; Financing Higher Education: Lessons from developed economies, options for developing economies; Well-springs of Modern Economic Growth: Higher Education, Innovation and Local Economic Development; Higher Education, Innovation.
“Technological Innovation Strategy in the Digital Convergence Era: Lessons from Korean Experiences in Learning-by-Integrating.” Paper prepared for a symposium, Yonsei University, Ministry of Technology, Seoul, ...
Hearing Before the Subcommittee on International Development, Finance, Trade, and Monetary Policy of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, Second Session, May 6, 1992
Giant calculators , the first form of digital computers . were perfected for use in high - speed data processing ... circuitry . superconduction , and other technologies may soon lead to yet another era in electronics technology .
SOLUSI CERDAS REVOLUSI SISTEM BUNGA/NISBAH PERBANKAN-MENGATASI KELEMAHAN SISTEM BUNGA/NISBAH-PROMOSI CERDAS UNTUK MENARIK NASABAH BARU-REVOLUSI MENUJU ERA BARU PERBANKAN
Sebelum era teknologi informasi berkembang begitu pesat seperti saat ini, tentu saja kelemahan sistem perbankan ini tidak akan ... digital menggunakan gelombang elektromagnetik yang mempunyai laju sekitar 300.000 kilometer per detik.