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Reforming the Approach to E-banking in the Middle East

Over the past three decades, electronic banking (e-banking) has witnessed rapid growth and development in some countries like the U.S. and the U.K. This growth has resulted in an increase in banks' revenues and customers' savings and convenience. However this is not the case in the Middle East. Although banks do offer electronic services in this region, the technology has not reached the same growth rates as in developed countries. This problem is due to the quality of services banks offer and, more importantly, the level of protection they provide to their customers. It is also related to the people's culture and acceptance of new and modern technologies, as well as infrastructure and the current banking systems. Using dynamic hypothesis to analyze the problem, it is found that e-banking security and protection are among the factors causing much of the trouble. In order to boost customers' confidence in adopting e-banking technologies, security issues must be resolved. One possible solution proposed is the use of advanced technologies such as biometric-authentication. Additionally, central banks must set strategies and policies to boost the development of e-banking technologies in order to reap its benefits. Developing e-banking technologies will help improve the economy and increase the convenience of banking. It will also facilitate commerce and business due to cost reduction and increase in efficiency.

However this is not the case in the Middle East. Although banks do offer electronic services in this region, the technology has not reached the same growth rates as in developed countries.

Studi kelayakan gedung bekas Konperensi Malino, Kabupaten Gowa

Feasibility study for restoration and use of the building where the Malino Conference took place in Kabupaten Gowa, Sulawesi Selatan.

Kepala Kantor Departemen Pendidikan dan Kebudayaan Kabupaten Gowa dan
seluruh jajarannya yang telah banyak memberikan bantuannya sehingga kami
dapat menyusun studi kelayakan ini . Tidaklah kami pungkiri bahwa naskah studi
 ...

Karya pemenang penulisan sayembara cerpen/puisi se-Jawa Timur 1973

Sekedar hanya ingin menanyakan tentang kebenaran berita yang konon katanya
, isteri Rasulullah itu lebih dari satu . Apakah itu benar ? " „ Selaku berita
memang benar , tapi selaku kenyat : an tidak , Sebab selain ibu Hatijah yang
terdahulu ...

Laskar Awak di Tanah Tetangga (Para pemuda di perbatasan beralih kewarganegaraan dan menjadi Askar Wataniah di Malaysia)

KIKONG lahir 28 tahun silam di “ujung kuku” Indonesia. Hutan lebat memisahkan kampungnya di Suruh Tembawang dengan Ibu Kota Kecamatan Entikong, Sanggau, Kalimantan Barat. Serawak di Malaysia justru lebih mudah dituju. “Itu sebabnya ia sekolah di sana,” kata Imran, Kepala Desa Suruh Tembawang.

KIKONG lahir 28 tahun silam di “ujung kuku” Indonesia.

Informasi capaian kinerja Direktorat Pendidik dan Tenaga Kependidikan Pendidikan Nonformal tahun 2006-2008

Work performance of Indonesian Directorate for Teachers of Non-formal Education.

Work performance of Indonesian Directorate for Teachers of Non-formal Education.

Penelitian diagnostik tentang kesejahteraan sosial wanita yang melahirkan anak di luar nikah di rumah sakit Sancta Elisabeth, Bantul

B . Rumusan Masalah Permasalahan Penelitian ini adalah bagaimana
mengidentifikasi dan memberikan gambaran tentang kecenderungan
perkembangan permasalahan dan dampak kesejahteraan sosial bagi
wanitayang melahirkan anak ...