Though leading its competitors in deposits, FNB was not perceived as a market leader because it had no automatic teller services. To enchance its image an an innovator, appeal to ATM users, and improve its geographic penetration, FNB introduced ATMs in late 1982. Specifically, the bank wanted to activate 8000 cards and achieve a monthly transaction rate of 4000 by the end of 1982. Employees at all levels received sales training, a personal demonstration of an ATM and a cash incentive for every customer they signed up. Statement stuffers and direct mail announced and explained MoneyMover Cards to customers. Advertising to the general public was done via newspapers, radio and billboards. The results of the campaign showed that 8100 cards had been activated and there were 4500 transactions per month by the end of 1982, and 5500 transactions per month by May 1983. In addition, staffing at ATM locations held constant or was reduced.
Padahal , seharusnya hubungan itu secara langsung . Artinya , objek langsung mengikuti kata kerjanya . Oleh karena itu , kalimat ( 71b ) tidak baku . 72. a . la menulis surat ( baku ) . b . la tulis surat ( tidak baku ) .
Dalam kalimat : Rumah besar itu mahal Sepeda baru saja didalam kamar itu murah sekali maka besar dan baru memberi keterangan dengan langsung pada katabendanja masing - masing , sedang mahal dan murah menerangkannja dengan tidak langsung ...
hubungan serupa ini dinamakan uchapan langsung . Biasanya kalimatmajemuk demikian dengan mudah dapat diuchapkan dengan chara yang lain , yaitu dengan tidak mengulangi kata orang yang berchakap sehingga kita tidak usah memakai titikdua ...
Kalimat majemuk adalah kalimat yang terdiri atas dua klausa atau lebih sehingga mempunyai , paling tidak , dua predikat yang tidak dapat dijadikan suatu kesatuan ( Alwi et al . , 1993 : 41 ) . Berdasarkan jenis konjungtornya , kalimat ...
Kalimat ( 47 ) merupakan kalimat majemuk karena mengandung tiga klausa ( lebih dari dua klausa ) . Ada dua cara untuk menghubungkan klausa dalam kalimat majemuk , yakni dengan koordinasi dan subordinasi . Koordinasi menghubungkan dua ...
This book examines a range of current issues in Islamic development management. The first part of the book explores practical issues in governance and the application of Islamic governance in new areas such as quality management systems and the tourism industry, while the second delves into questions of sustainability. The book proposes a new Islamic sustainability and offers new perspectives on CSR in connection with waqf (Islamic endowments) and microfinance. The third part of the book addresses Islamic values and how they are applied in entrepreneurship, inheritance, consumer behavior and marketing. The fourth part examines the issues of waqf and takaful (a form of insurance in line with the Islamic laws), while the fifth discusses the fiqh (the study of Islamic legal codes) and legal framework from the perspectives of entrepreneurship, higher education, reporting and inheritance (wills). The final chapter is dedicated to the application of Islamic principles in various other issues. Written in an accessible style, the book will appeal to newcomers to the field, as well as researchers and academics with an interest in Islamic development management.
Indirectly, these social entrepreneurs appreciate and practice the concept of racing in performing good deeds. Like the Word of Allah SWT which means “And for every nation there is a qiblah (self) which he is facing him.
In this issue, we have presented issues relevant to the most recent debate on the performance, practices, and principles of the Islamic finance industry as a whole, covering eleven distinct issues.
In addition, the financial system itself is represented as a connected network of financial institutions that includes firms with spillovers that are capable of undermining the system as a whole, in case of their default.
