A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled
If you want to protect your assets and make sure they are distributed according to your wishes, think about establishing a living trust. It can be designed to manage your investments now and provide broader financial management later to make provisions for a surviving spouse, children, or others, and reduce the impact of estate taxes or avoid probate. This book explains the complicated issues, terminology, and planning strategies of living trusts to the layperson. When you meet with a qualified attorney you will be well prepared, versed in the language, and ready to discuss issues and strategies, which saves time, legal fees, and ensures peace of mind. Get started today!
Hearing Before the Subcommittee on Social Security and Income Maintenance Programs of the Committee on Finance, United States Senate, Ninety-seventh Congress, Second Session, June 8 1982
The Arab Uprisings and their transformational impact across the Middle East and North Africa [MENA] have generated immense debate about the future of the region's countries during a period of re-organizational crisis in the international political economy. At this stage of the unfolding region-wide transition in the MENA, this paper performs a two-step theoretico-practical examination of the processes between and after the Uprisings. The first step is to crystallize the ambiguous manifestations between the theory of Islamic political economy and the praxis of these Muslim-majority countries: the high-income Arab Gulf States, upper-middle-income Tunisia, and lower-middle-income Egypt. The second is to contextualize the evolving continuities and discontinuities in these case countries between economy, polity, and society using the eight patterns of path-dependent changes that the author develops. And a discussion will ensue on the prospective changes these nations will face in terms of the potential trajectories of systemic change between the embedded path-dependencies of the established regimes and the patterns of change demanded by the subversive Islamic factions drawn from the pure theory of Islamic political economy.
The Arab Uprisings and their transformational impact across the Middle East and North Africa [MENA] have generated immense debate about the future of the region's countries during a period of re-organizational crisis in the international ...
TOTAL QUALITY MANAGEMENT IN SOFTWARE ENGINEERING Mitchell K. D. Pham Department of Management Science and Information Systems , University of Auckland . Learning to Write and Writing to Learn : Integrating Communication.
Impact of G-SIB Designation and Regulation on Relative Equity Valuations
This book provides a comprehensive summary of the latest academic research on the important topic of too-big-to-fail (TBTF) in banking. It explains TBTF from various perspectives including the range of regulatory measures proposed to counter TBTF, most notably the globally accepted regulation of global-systemically important banks (G-SIBs) and its main tool of capital surcharges. The empirical analysis quantifies the shareholder value of the G-SIB attribution by using quarterly observations from more than 750 global banks between Q2 2008 and Q3 2015. The main finding is that G-SIBs are confronted with a substantial relative valuation discount compared to non-G-SIBs. From the end of 2011 until the end of 2015, a stable discount of 0.6x–0.8x price-to-tangible common equity (P/TCE) is statistically highly significant. The results suggest that the G-SIB designation effect, which positively impacts G-SIBs’ share prices because of funding benefits from IGGs, is dominated by the regulatory G-SIB burden effect, which negatively impacts G-SIBs’ share prices because of lower profitability due to capital surcharges and other regulatory requirements placed on G-SIBs. The findings re-open the debate about whether breaking up G-SIBs would unlock shareholder value and whether G-SIBs are regulated efficiently.
11.4.1 Database Requirements This empirical study requires two types of micro data for banks: 1. Market data is necessary for share prices, i.e., for the P in the dependent variable. 2. Fundamental data, in particular balance sheet and ...
This book presents the proceedings of the 2020 2nd International Conference on Machine Learning and Big Data Analytics for IoT Security and Privacy (SPIoT-2021), online conference, on 30 October 2021. It provides comprehensive coverage of the latest advances and trends in information technology, science and engineering, addressing a number of broad themes, including novel machine learning and big data analytics methods for IoT security, data mining and statistical modelling for the secure IoT and machine learning-based security detecting protocols, which inspire the development of IoT security and privacy technologies. The contributions cover a wide range of topics: analytics and machine learning applications to IoT security; data-based metrics and risk assessment approaches for IoT; data confidentiality and privacy in IoT; and authentication and access control for data usage in IoT. Outlining promising future research directions, the book is a valuable resource for students, researchers and professionals and provides a useful reference guide for newcomers to the IoT security and privacy field.
that deposit competition will force banks to raise their own deposit interest rate, which will increase the cost and thus increase the ... Then we take the unbalanced data of 127 Chinese banks from 2011 to 2018 as the research samples.
Second EAI International Conference, BigIoT-EDU 2022, Virtual Event, July 29–31, 2022, Proceedings, Part I
The three-volume set LNICST 465, 466 and 467 constitutes the proceedings of the Second EAI International Conference on Application of Big Data, Blockchain, and Internet of Things for Education Informatization, BigIoT-EDU 2022, held as virtual event, in July 29–31, 2022. The 204 papers presented in the proceedings were carefully reviewed and selected from 550 submissions. BigIoT-EDU aims to provide international cooperation and exchange platform for big data and information education experts, scholars and enterprise developers to share research results, discuss existing problems and challenges, and explore cutting-edge science and technology. The conference focuses on research fields such as “Big Data” and “Information Education. The use of Artificial Intelligence (AI), Blockchain and network security lies at the heart of this conference as we focused on these emerging technologies to excel the progress of Big Data and information education.
Research on Channel Optimization Strategy Based on Data Mining Technology Dan Wang( B ) Sichuan University of Media ... After the combination of e-commerce and traditional banking, emerging self- service channels such as self-service ...
5th International Conference, BDA 2017, Hyderabad, India, December 12-15, 2017, Proceedings
This book constitutes the refereed conference proceedings of the 5th International Conference on Big Data Analytics, BDA 2017, held in Hyderabad, India, in December 2017. The 21 revised full papers were carefully reviewed and selected from 80 submissions and cover topics on big data analytics, information and knowledge management, mining of massive datasets, computational modeling, data mining and analysis.
This aspect involves core banking, internet and mobile banking, e-wallets, m-wallets, Omni-channel data warehouse, Data Lake and service oriented architecture. Data. The data dimension deals with the quality of the data that is present ...
