This numbering of accounts set the stage for dramatic changes at the dawn of the digital era . With such fundamental technological and regulatory changes removing barriers to competition , it is not surprising that the banking industry ...
"CBDCs should let central banks provide a universal means of payment for the digital era. At the same time, such currencies must safeguard consumer privacy and maintain the two-tier financial system. The authors set out the economic and operational requirements for a "minimally invasive" design – one that preserves the private sector's primary role in retail payments and financial intermediation – for CBDCs and discuss the implications for the underlying technology. Developments inspired by popular cryptocurrency systems do not meet these requirements. Instead, cash is the model for CBDC design. Showing particular promise are digital banknotes that run on "intermediated" or "hybrid" CBDC architectures, supported with technology to facilitate record-keeping of direct claims on the central bank by private sector entities. Their economic design should emphasise the use of the CBDC as medium of exchange but needs to limit its appeal as a savings vehicle. In the process, a novel trade-off for central banks emerges: they can operate either a complex technical infrastructure or a complex supervisory regime. There are many ways to proceed, but all require central banks to develop substantial technological expertise."--Abstract.
In the process, a novel trade-off for central banks emerges: they can operate either a complex technical infrastructure or a complex supervisory regime.
Untuk keperluan pengawasan tersebut , Dewan Syariah Nasional membuat garis panduan syariah yang bersumber dari hukum - hukum Islam yang menjadi dasar dalam pengawasan dan pengembangan produk - produk yang akan dikeluarkan oleh lembaga ...
